COVID and Vitamin D: The Evidence for Prevention and Treatment of Coronavirus

I wanted to pass this video on to the readers. I want you all to make your own judgement call. I am not endorsing this but I thought it was interesting.

I credit Professor Roger Seheult, MD on this video and I give him full credit for this video.

Posted in Caregiving Programs, COVID-19 Information, Health and Life Support Services, Men's Programming, Senior Caregiver Programs, Senior Services, Woman's Programming | Tagged , , , , , , , , , , , , , , , | 1 Comment

Free Live Homework Help

Free Live Homework Help

Did you know all New Jersey Public Libraries offer free homework help? All you need is your library card. Whether you are learning in-person or from a distance, free live online tutors are available to help you succeed.

It’s easy to get free help with your homework in math, reading, writing, science, social studies and more:

a. Log on the HelpNow.

b. Click “Live Tutoring:.

c. Select your subject and level.

d. Click “Get Live Help”.

Writing a Paper?

HelpNow has a Writing Lab! Send your paper to a tutor and receive constructive feedback to help you become a better writer. Or connect with a live tutor to get help with any stage of the writing process.

Preparing for a test?

Visit SkillSurfer to learn with lessons, videos and practice tests. Take practice tests on the SAT, ACT, GED and many more. You can also create your own flashcards and study games with Flashbulb.

https://www.nj.com/gloucester-county/2010/03/homework_hotline_expands_to_10.html

Disclaimer: I got this information for this program from the NJ Library system and I give them full credit for it. Please contact your local library for information on this program.

Posted in Bergen County NJ Programs, Men's Programming, New Jersey Children's Programs, New York Children's Program, NJ Library Programming, Teen Programming, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Suez Water New Jersey: Preparing your home for a cold winter

Suez Water New Jersey: Preparing your home for a cold winter

Now is time to take steps to protect your property from freezing winter weather. Homeowners are responsible for preventing damage and making repairs to the water service line, plumbing and appliances on their property.

Here are a few tips to help prevent inconvenient and costly repairs:

*Disconnect and drain the garden hose connection before the weather turns cold.

*If your water meter or pipes have frozen in the past, wrap them in commercial insulation or heat tape available at hardware stores.

*If you will be away for an extended period of time, set the thermostat to a minimal heat setting to help protect pipes from freezing.

Place a tag on the main shutoff valve and make sure everyone knows how to operate it in case of an emergency.

Disclaimer: This comes from the recent issue of Waterways October-December 2021 and I give Suez Water New Jersey full credit for the information. Please start to winterize your home before the colder weather comes.

Posted in Bergen County NJ Programs, Clean Water Programming, Corporate Programming for the public, Disaster and Terrorism Training Programs, Home Care Programs, Men's Programming, Senior Services, Support Services for Seniors, Woman's Programming | Tagged , , , , , , , , , , , , , , , , | 1 Comment

PSE&G: Utility Residential Customer Bill of Rights

PSE&G: Utility Residential Customer Bill of Rights (Established by the New Jersey Board of Public Utilities (BPU))

*In response to the COVID-19 pandemic: Governor Murphy signed a series of Executive Orders that established certain temporary rights to utility customers in the State. Those specific rights are denoted by an asterisk (*) in this document and are subject to change under the direction of the Governor.

If you have questions about these consumer protections, you should contact your utility company at the number on your bill. If you have a complaint about your utility company or if your services are in jeopardy of being shut off, you should call the BPU at 800-624-0241 for assistance. Note: The BPU regulates only investor owned utility companies.

  1. You have the right to utility service if you are a qualified applicant.
  2. You have the right to budget billing or payment plans if you are an electric or gas customer.
  3. You are entitled to at least one deferred payment plan within a twelve-month period. The deferred payment agreement offered to you by the utility company must be for at least a minimum term of twelve (12) months with no money down. Your utility company may not require a reconnection fee or deposit as a condition of continuing service and late charges, interest and liens for past due amounts are not permitted during the grace period. *
  4. You have the right to apply for utility assistance programs which may include arrearage forgiveness. Learn more by calling your utility company or by calling 2-1-1. Information is also available online at http://www.nj211.org/utility-assistance-programs.
  5. Any disconnection gas, electric and water customer who can demonstrate that application has been made to one of the following assistance programs, as applicable, shall be reconnected by that gas, electric and water company upon request in order to obtain available benefits: Universal Service Fund: Low Income Home Energy Assistance; Payment Assistance for Gas and Electric and Low-Income Household Water Assistance.
  6. You have the right to have any complaint you make against your utility company handled promptly by that utility company.
  7. You have the right to have your utility complaints and concerns investigated. Your service may not be terminated for non-payment of disputed charges during a BPU investigation.
  8. You have the right to have your meter tested free of charge once a year by your utility company if you suspect is it not working properly. For a $5.00 fee, the meter test will be conducted under the supervision of the staff of the BPU.
  9. You have the right to a written notice of termination from your utility company at least ten days prior to the discontinuance of service.
  10. If you are a participant in an energy assistance program or a gas and/or electric customer having financial difficulties paying your bill, you can request the company enroll you in a budget plan based on your ability to pay. Provided you make good faith payments toward all reasonable bills for service, you have the right to gas and electric utilities service from November 15th to March 15th without fear of termination of such service(s) under the Winter Termination Program.
  11. You have the right to receive posted of any impending shutoff if you live in a multi-family dwelling. This notice must be posted in a common area and/or sent individually to occupants.
  12. You have the right to have a “diversion of service” investigation if you suspect the level of consumption reflected in your utility bill is unexplainably high.
  13. Service shall not be shut-off for non-payment of repair or merchandise charges. No notice threatening discontinuance based on these charges may be given.
  14. You have the option of having a deposit refund applied to your account as a credit or having the deposit refunded by separate check.
  15. A utility may not impose late fees, interest or liens on residential customer accounts due to late payments.
  16. After December 31, 2021, residential gas, electric, water and sewer utilities are permitted to disconnect service due to nonpayment provided, however, a disconnection may occur at any time if it is to prevent a risk to public health or safety. *
  17. After December 31, 2021, residential gas. electric, water and sewer utilities are permitted to inform customers that they are subject to termination of service due to nonpayment unless the customer is a participant of the Winter Termination Program. *
  18. After December 31, 2021, residential service may be shut off after proper notice, only on Monday through Thursday from 8:00am-4:00pm. A utility may not shut-off residential service on Friday, Saturday, Sunday or a holiday or the day before a holiday or if a valid medical emergency exists in your household. *
  19. You have the right to notification regarding any moratorium on rate increases. *

*All Executive Orders signed by Governor Murphy are published in the New Jersey Register and are also available online at https://nj.gov/infobank/eo/056murphy/.

*The Low-Income Household Water Assistance program is a new program designed for water utility customers that is currently being developed by the Department of Consumer Affairs (“DCA”). The DCA anticipates the program will be implemented in October 2021.

https://www.nj211.org/utility-assistance-programs

https://www.amwater.com/njaw/customer-service-billing/bill-paying-assistance/

https://www.state.nj.us/bpu/assistance/programs/

https://www.needhelppayingbills.com/html/new_jersey_shares_assistance_p.html

Disclaimer: This information was provided by PSE&G in a recent pamphlet and I give them full credit for the information. Please call PSE&G for more information or email them at the above email.

Posted in Bergen County NJ Programs, Corporate Programming for the public, Home Care Programs, Home Improvement & Care Programs, Housing Programs, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Senior Caregiver Programs, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , | 1 Comment

Life-Sustaining Equipment: PSE&G

Life-Sustaining Equipment: PSE&G

Attention: Customers who use electrically operated Life-Sustaining Equipment:

If you (or a member of your household) rely on electricity to operate life-sustaining equipment, such as a respirator or dialysis machine, it is important that you notify PSE&G. When notified, PSE&G will send you a form that must be completed and signed by the prescribing medical professional every year to verify the use of life-sustaining equipment. Once the form is returned and approved by PSE&G, your account will have an indicator that life-sustaining equipment used in your home.

To Download a form or learn more, visit pseg.com/life or call PSE&G at 1-800-436-PSEG (7734).

https://nj.pseg.com/-/media/PSEG/Global/GatherContentDocuments/4-2-5InfoForCommunity/bill_insert_life-sustaining-equipment.ashx

https://www.northbergen.org/News/View/3570/notify-pse-and-g-about-life-sustaining-equipment

https://nj.pseg.com/saveenergyandmoney/gethelppayingyourbill/-/media/6ED3206657254F19930C050D1976E3FC.ashx

More information for customers with Life-Sustaining Equipment:

If your PSE&G account has an approved designation of life-sustaining equipment, you can expect the following:

*When risk of power outages is high due to forecasted severe weather, we will notify you by telephone of the potential for outages and the need for a contingency plan. Restoration times cannot be guaranteed. It is your responsibility to make sure that PSE&G has an appropriate telephone number at which we can reach you. To update your primary phone number, log in to My Account at PSE&G.com, hover over the My Account tab and click on “My Profile”.

*During power outages that affect your area, PSE&G will call you to provide outage restoration, information. For additional email and/or text alerts about power outages and restoration updates, sign up for MyAlerts by texting “REG” to 47734 (4PSEG) or logging in to My Account at pseg.com.

Important: If life-sustaining equipment is used in your home, you should have a backup plan, such as a generator or an alternate location with electric service to which you can go, so that you can continue to use your medical equipment in the event of lost power to your residence.

At all times, if you believe you are experiencing or will experience, a medical emergency, you should call 9-1-1 immediately.

**Notify PSE&G if you (or a member of your household) rely on electricity to operate life-sustaining equipment. To download the form or learn more, visit pseg.com/life or call PSE&G at 1-800-436-PSEG (7734).

Disclaimer: This information was taken from a PSE&G Pamphlet and I give them full credit for the information. For more information, please call PSE&G at the number above or email them.

Posted in Bergen County NJ Programs, Corporate Programming for the public, Disability Programming, Health and Life Support Services, Home Care Programs, Medicare/Medicaid Programming, Men's Programming, New Jersey Senior Programming, Senior Caregiver Programs, Senior Services, Support Services for Seniors, Technology Services for People with Disabilities, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , , , , | 1 Comment

Senior Freeze: Property Tax Reimbursement and 2020 Eligibility Requirements

Senior Freeze: Property Tax Reimbursement and 2020 Eligibility Requirements

2020 Eligibility Requirements:

*You were age 65 or older on December 31, 2019 or you were receiving Social Security disability payments on December 31, 2019 and also on December 31, 2020;

and

*You live in New Jersey continuously since December 31, 2009 or earlier as either a homeowner or renter;

and

*You owned and lived in your home or leased a site in a mobile home park for a manufactured or mobile home that you owned since December 31, 2016 or earlier

and

*You paid all 2019 property taxes by June 1, 2020 and all 2020 property taxes by June 1, 2021

and

*Your annual income was less than $91,505* in 2019 and less than $92,969 in 2020. With some exceptions, all income must be taken into account, including Social Security, pension, etc.

**Edibility rules, income limits and benefits may be changed by the State budget that will take effect on July, 1, 2021.

For additional information, select Property Tax Relief and then Senior Freeze Program; Call the Senior Freeze Hotline: 1-800-882-6597.

https://www.state.nj.us/treasury/taxation/ptr/

*Disclaimer: This information was taken directly from the Senior Freeze pamphlet and I give them full credit on it. Please call the above number for more information.

Posted in Bergen County NJ Programs, Home Care Programs, Home Improvement & Care Programs, Housing Programs, Men's Programming, New Jersey State Program, Senior Caregiver Programs, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , | 1 Comment

NJ SAVE: Your One-Stop Application for Benefits and Savings in New Jersey

NJSAVE: Your One-Stop Application for Benefits and Savings in New Jersey

You may qualify for programs if:

*You are a resident of the State of New Jersey

*You are age 65 or older

*You are between the ages of 18 and 64 and receiving Social Security Disability benefits

*You meet certain income requirements

Benefits and Programs:

*Pharmaceutical Assistance to the Aged and Disabled (PAAD)

*Hearing Aid Assistance to the Aged and Disabled (HAAAD)

*Lifeline Utility Assistance

*Medicare Savings Programs

*Senior Gold Prescription Discount Program

Additional Savings Programs:

*Universal Service Fund (USF)

*Low-Income Heating and Energy Assistance Program (LIHEAP)

*Supplemental Nutrition Assistance (SNAP)

*Property Tax Freeze

*Reduced Motor Vehicle Fees

*Low Cost Spaying/Neutering

Get help now and save today!

NJ Department of Human Services, Division of Aging Services.

1-800-792-9745

http://www.aging.nj.gov

https://www.state.nj.us/humanservices/doas/home/

Disclaimer: This information was taken directly from the NJ Department of Aging pamphlet and I give them full credit of the information. Please call the Department for any further information on the program.

Posted in Bergen County NJ Programs, Career Programming for people with disabilities, Disability Programming, Health and Life Support Services, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Senior Services, Support Services for Seniors, Woman's Programming | Tagged , , , , , , , , , , , , , , , , | 1 Comment

PSE&G: A Quick Home Energy Check-Up

PSE&G: A Quick Home Energy Check-Up

Boost your home’s energy efficiency with expert advice and energy-saving products. A Quick Home Energy Check-Up can help you better understand how you use energy. Call 1-855-846-2895 to schedule yours now!

pseg.com/QHEC

https://nj.pseg.com/

https://nj.myaccount.pseg.com/scheduleserviceapptpublic

Discover simple ways to use less energy and save more money. A Quick Home Energy Check-up from PSE&G can show you where your home might be wasting energy-and how you can lower your energy bills. Best of all, it’s available at no additional cost!**

An energy efficiency advisor will perform an in-person or remote (via video chat on your smartphone) walk-through to assess your home’s insulation levels and cooking systems, windows, doors, lighting and appliances. Depending on your home’s needs, you could receive energy-saving products-such as LED light bulbs, faucet aerators and a smart thermostat-to help you start saving right away**.

Schedule today at 1-855-846-2895 or visit pseg.com/QHEC (see above) for more information.

**Limited supply per household and where applicable. Certain restrictions apply. You must be a PSE&G residential electric or gas customer to participate. One energy efficiency inspection per residence per year. This program is subject to charge, including termination, without prior notice. Appointments are available Monday-Friday. Limited number of appointments available on Saturdays.

*Disclaimer: This information was sent to me with a recent bill and I give PSE&G full credit for this information. Please call the company for more information on this program. I have never used it so I have no opinion either good or bad on it. Please check the link above and the PSE&G website for more information.

Posted in Corporate Programming for the public, Home Care Programs, Home Improvement & Care Programs, Housing Programs, Men's Programming, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , , | 1 Comment

“Parenting our Parents: Transforming the Challenge into a Journey of Love” by author Jane Wolf Frances

“Parenting our parents: Transforming the Challenge into a Journey of Love” by Author Jane Wolf Frances

I recently finished this wonderful book taking caregiving from the author’s perspective of taking care of her “New Yorker” parents as they got older and their life together when she moved them from the Big Apple to sunny California.

She discusses the challenges and pitfalls of taking care of parents as an only child. She finds a real love and comfort taking care of her aging parents until they pass. It is a loving and very touching book that I highly recommend to any caregiver looking for answers. Many of us can relate to this book and I hope you all find comfort in reading it as I did.

It is a very true account of the problems and successes of caregiving.

Posted in Alzheimer's and Parkinson Disease Programs, Behavioral Health and Psychiatry Services, Disability Programming, Legal Assistance Programs, Men's Programming, Paid Sick Leave, Scamming and Fraud Programming, Senior Caregiver Programs, Senior Disability Programming, Senior Rehabilitation Programming, Senior Services, Support Services for Seniors, Woman's Programming | Tagged , , , , , , , , , , , , , , , | 1 Comment

AARP New Jersey 2021: 7 Ways AARP NJ Fought and Won for your Financial Security this Year

AARP New Jersey 2021: 7 Ways that AARP fought and won for your Financial security this year.

Fighting for 50-plus New Jerseyans and their families

AARP NJ works to ensure you have a brighter and more secure financial future. In 2021, we fought to expand state programs and initiatives to help thousands of New Jerseyans stay in their homes, grow their retirement savings, afford their prescription medication and so much more. Here are a few things AARP New Jersey fought for-and won-this year. For more information about these programs and resources, visit AARP.org/NJResources.

Property Tax Relief:

The Homestead Benefit Program provides much needed property tax relief; however the credit was outdated and calculated on 2006 tax bills. The program will be fully funded and updated so benefits are based on 2017 property tax information, which is the most current program year. This will help residents confront the 40% rise in property taxes over the past 15 years and help residents age in place, where they want to be. For more information, call 1-888-238-1233.

Affordable Utilities:

The NJ Board of Public Utilities has expanded NJ’s Universal Service Fund, which helps make energy bills more affordable for low income customers. This will help thousands of New Jerseyans establish affordable electric and gas bills based on the percentage of their income and forgive COVID-19 related arrearages. The state has also allocated federal relief funds and state funds for utility bill payment assistance programs. For more information, call 1-800-510-3102.

Public Pension System:

AARP NJ fights to ensure all workers who have paid into their public pension systems over a lifetime of hard work have the economic security their pensions afford in retirement. The 2022 state budget fully funds the public pension system for the first time since 1996. Fully funding is important to ensure the financial security of about 800,000 NJ households and improve the overall health of the system, serving the interests of all taxpayers. For more information, call (609) 292-7524.

Pharmaceutical Assistance:

Income eligibility has expanded for Senior Gold and Pharmaceutical Assistance to the Aged and Disabled (PAAD) programs, which allows 20,000 additional seniors and those with disabilities to qualify for this critical assistance to help afford their medications. This extension also expands eligibility for utility assistance programs for those most in need. For more information, call 1-800-792-9745.

NJ Earned Income Tax Credit:

The NJ Earned Income Tax Credit (NJ EITC) is a cash back tax credit that puts money back into the pockets of working individuals. Previously, the program was not available to workers over the age of 64, despite our workforce getting older and working longer. AARP NJ fought to eliminate this discriminatory age cap. Beginning in tax year 2022, workers 65 and older will benefit from the increased financial security the NJ EITC provides. For more information, call (609) 292-6400.

Secure Choice Savings Program:

In 2019, Governor Murphy enacted the Secure Choice Savings Program, which is a public-private partnership that will create a voluntary and portable retirement savings option for around 1.7 million private-sector New Jerseyans who currently do not have a way to save for retirement at work. Funding is now allocated to start the program, which is set to open in March 2022.

Expansion of New Jersey’s Retirement Income Tax Exemption:

Previously, anyone with even $1.00 above the annual $100,000 income could not exclude any of their retirement income from state income taxes. Under the new law, this cliff will be eliminated, increasing the retirement income exemption threshold to $150,000 and allowing certain deductions to $150,000 and allowing certain deductions for those with income between $100,000 and $150,000. For more information, call the NJ Division of Taxation at (609) 292-6400.

Join Us:

*Advocate for New Jersey: Sign up to become an AARP advocate and you will receive email action on issues you care about.

*Volunteer with us: Use your talents, knowledge, experience and time to help make life better in your community. We offer a variety of volunteer opportunities. Email us at: NJaarp@aarp.org or call toll free at 866-542-8165 for more information.

*Keep up to date: Get the news and information about AARP efforts and events on our State webpage: aarp.org.nj.

https://states.aarp.org/new-jersey/

*Join the conversation: Like us on Facebook: AARPNJ and follow us on Twitter: @AARPNJ.

https://www.facebook.com/AARPNJ/

The State Office:

AARP New Jersey

303 George Street, Suite 505

New Brunswick, NJ 08901

866-542-8165

Disclaimer: This information was just sent out to all AARP members of the State of New Jersey and I wanted to share this with everyone. I give full credit to AARP for the information as stated. Please check out their website and Facebook pages for more information.

Posted in AARP Programming, Bergen County NJ Programs, Corporate Programming for the public, Men's Programming, Senior Caregiver Programs, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment