AARP New Jersey: Expanded Leave Insurance Program

AARP New Jersey: Expanded Leave Insurance Program

Caring for a sick loved one shouldn’t mean losing your pay. Do you care for a parent, spouse, sibling, child, in law, grandparent, grandchild, blood relative or someone with whom you have a family like relationship?

Here is what you need you need to know about New Jersey’s newly expanded Family Leave Insurance Program:

  1. Working family caregivers can apply for wage replacement benefits during unpaid time off from work to care for a loved one with a serious health condition.
  2. The maximum wage replacement has increased from $650.00 to $881.00 per week.
  3. The period to receive benefits while caring for a loved one has doubled to 12 weeks.
  4. Job protection is now provided for workers at businesses with 30 or more employers.
  5. Caring for a loved one who has been exposed or diagnosed with a communicable disease, including COVID-19 is now covered.

I love caregivers!

Learn more at aarp.org/njcaregiving

Apply online at myleavebenefits.nj.gov or call (609) 292-7060.

AARP New Jersey

303 George Street

New Brunswick, NJ 08901

https://www.aarp.org/caregiving/

https://www.aarp.org/politics-society/advocacy/caregiving-advocacy/

Posted in AARP Programming, Bergen County NJ Programs, Child Program Services, Federal Caregiver programs, Health and Life Support Services, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Senior Caregiver Programs, Senior Disability Programming, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , | 1 Comment

Keep Your Cool

Keep your Cool:

Through the summer, many of us take to the outdoors to get fresh air and exercise while maintaining social-distancing rules. But as the summer temperatures rise, so too does the danger of heat exhaustion when working out outdoors.

The Heat of the Moment:

Heat exhaustion happens when your body overheats. Common symptoms include:

Headache, Dizziness/Fainting, Cold, pale and clammy skin, body aches or muscle cramps, Rapid, weak pulse, tiredness/weakness, nausea or vomiting

The Safe Outdoors:

When staying active outdoors this summer, remember these seven tips to stay safe:

  1. Stay hydrated: drink plenty of fluids to maintain a normal body temperature.
  2. Stay indoors during peak sun hours: between 10:00am-4:00pm. If possible, schedule your outdoor activities in the early morning or evening.
  3. Wear light-colored, lightweight and loose-fitting clothing: dark tight-fitting clothing traps heat; keeping your body from cooling properly.
  4. Always use sunscreen: sunburn can dehydrate you and keep your body from cooling down. Wear a wide-brimmed hat and sunglasses and apply sunscreen of SPF 30 minutes before going out. Then reapply according to directions on the package. Products labeled or UVA/UVB work best.
  5. Understand your individual risk: certain medications (beta blockers, diuretics and antihistamines for example) increase the risk of heat exhaustion. In addition, frequently check on those at highest risk for heat-related death, such as elderly, disabled people or homebound people. Check on children and pets frequently as they can’t always communicate when something is wrong.
  6. Stay informed: check local news for extreme heat warnings. Avoid outdoor activities during these times.
  7. Safely wear a mask: when wearing a mask outdoors in high temperatures, choose a breathable material like light-colored cotton, for your face covering. Also have multiple face coverings on hand, in case your first becomes damp from sweat.

Turn it down:

If you experience any symptoms of heat exhaustion, stop what you’re doing and move to a cooler place. If symptoms persist, it’s time to call your doctor. When not treated promptly, heat exhaustion can lead to heatstroke, a life-threatening condition that happens when the core body temperature rise above 104 degrees Fahrenheit.

For more tips for working out safely at HMHforU.org/Exercise.

Disclaimer: this article comes from the June 2020 issue of AARP and I give the publication full credit for the information. Please be careful when going outside and cover up.

Posted in Cancer Programming, Health and Life Support Services, Men's Programming, New Jersey Senior Programming, Senior Services, Skin Cancer and Treatment Programs, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , | 1 Comment

When the Kids Aren’t Alright

*Please note this article comes from the June 2020 issue of AARP and I give them full credit for the information.

When the Kids Aren’t Alright

For adults, the COVID-19 crisis and social-distancing measures have taken a toll mental and emotional health. But the crisis also has been difficult to process for kids and teens.

Recognizing that your child is experiencing anxiety, stress or depression isn’t always straightforward. Not every anxious child is a tense ball of nerves and not every depressed child cries often. How, then, do parents know when their kids are struggling with emotions and how do they talk to them about it?

Signs of a Mental Health Issue:

The first sign that a child may be contending with a mental health issue is a sudden change in behavior that is outside the developmental norm for the child’s age, says Lauren Kaczka-Weiss D.O., a child and adolescent psychiatrist at Jersey Shore University Medical Center.

“For example, if your teen is suddenly avoiding texting or video chatting with friends or has dropped a favorite activity without explanation, that could be a sign that something is amiss,” Dr. Kaczka-Weiss says.

In younger children, depression, anxiety and stress may show up as complaints about headaches and stomachaches. However, don’t assume that your child’s headache or stomachache is being caused by a mental health issue. Dr. Kaczka-Weiss says. It could very well be a physical ailment. She recommends checking in with your child’s pediatrician to talk about what you’re seeing and what your next steps should be.

How to talk your child about Mental Health:

“When talking to children about anxiety, stress or depression, it’s best to be honest and straightforward and to communication with your child at an age-appropriate level,” Dr. Kaczka-Weiss says.

*For children under 6 years: Use drawings of smiley or sad faces to try to tease out what they are feeling.

*For children between 6 and 12 years: You can talk about feelings, Dr. Kaczka-Weiss says children at this age can understand the difference between frustration and anger. They can communicate “I’m just really frustrated, Mom.”

*For Teens: Assessing what’s going on with your teen may be more of a challenge but being honest-telling your teen how nervous you’re feeling about broaching the conversation-may help you both ease into a frank conversation.

What it’s always appropriate to seek professional help. Dr. Kaczka-Weiss suggests these coping techniques.

*Deep breathing: when your child feels overwhelmed, encourage them to inhale through the nose, like they are deeply smelling a flower and exhale through the mouth, like they are slowly blowing out birthday candles.

*Counteracting negative self-talk: when you hear your child say something negative about themselves, return it with a positive trait that your love about them and tell them to repeat after you.

*Exercise: a quick walk or a game of catch are great ways to get out of the house and spend quality time with the family.

*Meditation: mediation helps kids slow down thoughts, focus on breathing and visualize themselves in a positive light.

Go online to learn more about caring for your mental well-being or your children’s at HMHforU.org/MentalHealth.

Disclaimer: This article was taken from a recent of AARP June 2020 magazine and I give them full credit for the article.

Posted in AARP Programming, Alliance for Positive Change Programming, Bergen County NJ Programs, Child Program Services, COVID-19 Information, Depression Programming, Federal Caregiver programs, Health and Life Support Services, Men's Programming, New Jersey Children's Programs, New Jersey State Program, Senior Caregiver Programs, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , | 1 Comment

The Psychological Tricks of COVID-19 Scammers

The Psychological Tricks of COVID-19 Scammers

By Author Sari Harrar

*Note: I found this in a recent issue of AARP Magazine and credit the author with this article.

With million isolated by the virus, more people are vulnerable to deception.

Scan artists will stop at nothing to exploit the fear, social isolation and uncertainty fueled by the COVID-19 pandemic. “People are more vulnerable emotionally than ever,” says psychologist Stacey Wood, a professor at Scripps College in California. “That makes it easier to fall for the increasing number of scams out there.”

According to AARP’s Fraud Watch Network, criminals are preying on this new vulnerability with everything from fake work-at-home jobs and fraudulent charities to money-seeking romance schemers lurking on dating sites. Other scammers include government impostors who are targeting your stimulus check. How do they do it? Here are six psychological tactics scammers don’t want you to know about.

A friendly voice:

Before the coronavirus, 1 in 4 older adults were socially isolated; today that number is far higher. “When you’re lonely, a friendly voice on the phone or a friendly message on social media seems like a real bright spot,” says Emily Allen, a senior vice president for programs at AARP Foundation. Scammers use information they’ve gleaned about you online to strengthen the bond. They shower you with compliments and get you to like them in order to make you more willing to believe their lies.

Official sounding sources:

“In uncertain times, we rely more than ever on what other people tell us. Scammers may falsely identify themselves as being from the IRS or the Centers for Disease Control and Prevention,” says Robert Ciadini, regents emeritus professor of psychology and marketing at Arizona State University. “This misquote or make up advice from expects. And they creative fake organizations that sound impressive, to fool you.”

Using your intelligence against you:

“Some people get drawn in when scammers compliment their intelligence and ability to understand a so-called opportunity,” Cialdini says. “Others think they’re smarter than a scammer and can spot a phony. Research shows that, among older adults, those who think they’re the most invulnerable to persuasion are most likely to fall for scam artists.”

Helping in hard times:

Schemes involving fake charities, online romantic partners in need and grandchildren marooned away from home without cash are nothing new. But they’re heating up as people yearn for ways to help others and as job losses and travel restrictions make scammers’ stories sound more believable than ever, Wood says.

Relieving your new anxieties:

Job loss, stock market tumbles, scary virus risks…scammers are manipulating your fears in these uncertain times with your fears in these uncertain times with too good to be true “opportunities” like fake work at home offers, bogus investment schemes and phony, chances to buy face masks, hand sanitizer, coronavirus tests and fake remedies.

You gotta act now!:

Goading you to either make a fast decision or miss out on scarce supplies or a new job plays on today’s anxieties, Wood says. “When you’re fearful or stressed, you’re more likely to make impulsive decisions,” she says. “Scammers know this.”

Four ways to turn the tables:

*Cut them off: toss, delete or hand up on unsolicited offers. Don’t answer the phone if you don’t recognize the caller ID. Don’t click on links or provide personal info requested in an email.

*End suspicious online friendships: this is not the time to trust strangers no matter how nice they seem, in fact, scammers are professionals at being ‘nice’. Put on your toughest filters and cut off contact the moment someone you don’t know well asks for info or financial help.

*Cultivate your real friendship: be in frequent touch with family, friends and neighbors who can be sounding boards on unusual offers. Visit connect2affect.org to assess how much social isolation and distancing are affecting your mental and physical health. AARP’s Allen says.

*Do your homework: if someone claims they’re from the IRS or your bank, call to verify. Visit aarp.org/scams to learn about the latest coronavirus scams.

Disclaimer: This article came from the June 2020 issue of AARP by author Sari Harrar and I give the author full credit for the article and it subject matter. Please be careful in these uncertain times.

Posted in AARP Programming, COVID-19 Information, Fraud Programming, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Programs Preventing Mind-Hacking, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

Umbrella: Easy, reliable help for all household needs

Umbrella: Easy, reliable help for all household needs.

https://www.askumbrella.com/

We help you take care of essential tasks so you can focus on what matters most. Happiness guaranteed every time.

*COVID-19 Update: Umbrella has implemented safety standards to include mandatory PPE and day of health checks. More than 80% of requests are completed by our Umbrella Neighbors for a flat $20.00 hour.

Trusted professionals partners at a fair price:

We work with a selected group of licensed, trusted Pro’s who guarantee free estimates and priority scheduling.

24/7 Home Emergency Line for peace of mind:

*Plumbing emergencies

*Electrical outages

*Heat emergencies

Home maintenance and chores made hassle-free.

Popular Services:

Contact free delivery:

*Grocery

*Prescriptions

*Essentials

Seasonal & Handy:

*A/C Installation

*Yard work

*Gutters

Tech Help:

*Telehealth setup and support

*Device help

24/7 Emergency maintenance:

*Pipe bursts

*Power outages

Easy to use:

Text, email, call or book jobs in our App-we’re here to help when you need it.

Safe & reliable:

*We strictly enforce CDC guidelines

*Background and reference check Umbrella Neighbors

*Verify license and insurance based on job requirements

Happiness guaranteed on every Umbrella job:

In the unlikely case something goes wrong on the job, we’ll make it right.

How Umbrella Membership works:

Become a Member. Let us know what you need done. We’ll match you with a helper. Your happiness guaranteed.

Contact free grocery delivery is available nationwide for members and non-members.

Your one stop shop for tasks big and small:

Seasonal:

*A/C Installation

*Yard work

* Gutters

Tech Help:

*Telehealth setup & support

*Device help

Plumbing:

*Clogs

*Leaks

Electric:

*Repairs

*Replacements

Household needs:

*Home organization

*Cleaning

Painting:

*Small to medium jobs

*Touch ups

Umbrella Neighbors are triple-vetted, skilled community folks:

*Interview by a trained staff member

*Background check

*At least three reference checks

We also ask for a review after every task completed through Umbrella.

Task accomplished:

*Small electrical repairs or replacements

*Gardening, leaf raking , A/C/ installation

*Plumbing upkeep and small fixtures

*Home organizing and running errands

Umbrella Professionals: For the big job:

*Rewiring new electrical fixtures

*Second story outdoor work

*New pipes or large plumbing fixtures

*Applications due to warranties and parts

Trusted professional partners at a fair price:

We work with a select group of licensed, trusted Pros who guarantee free estimates and priority scheduling.

24/7 Home Emergency Line for peace of mind:

*Plumbing emergencies

*Electrical outages

*Heat Emergencies

For more information on the program, contact Umbrella:

https://www.askumbrella.com/

Contact by email:

hello@askumbrella.com

Contact by phone Monday-Friday 9:00am-6:00pm and after hours for emergencies:

844-402-2480

Disclaimer: I got this information from the Umbrella website and I give them full credit for the facts provided. Please check their website for more information. I have never used the service so I can’t comment on it on a positive or negative point. Please call them for more information on their programs directly.

Posted in Bergen County NJ Programs, Home Care Programs, Home Improvement & Care Programs, Men's Programming, New Jersey Senior Programming, Senior Caregiver Programs, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

Stop the Bleed and Save a Life Hackensack Meridian Health

Stop the Bleed and Save a Life Hackensack Meridian Health

The only thing more tragic than a death from bleeding is a death that could have been prevented. Stop the Bleed.

Trauma Care Response:

A-Alert: Call 9-1-1

B-Bleeding: Find the bleeding injury

C-Compress:

Apply pressure to stop the bleeding by: and applying pressure by pushing directly on it with both hands

or Using a tourniquet

or Packing (stuffing) the wound with gauze or a clean cloth and then applying pressure with both hands.

For more information about stop the bleed please call the Trauma Department at 551-996-2609.

Bleedingcontrol.org

‘Stop the Bleed’ campaign prepares public for emergencies

Posted in Bergen County NJ Programs, Health and Life Support Services, Men's Programming, New Jersey Senior Programming, Senior Disability Programming, Senior Services, Sexual Assault and Violence Help Programming, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , | 1 Comment

Welcome to the Case Management Department

Welcome to the Case Management Department at Hackensack Meridian Health/Pascack Valley Medical Center

Welcome to the Case Management Department:

Planning for your discharge actually begins upon your admission to the hospital. This gives the nurse case manager and/or social worker the opportunity to talk to you about what you need when you leave the hospital. They will discuss your options and identify your preferences in order to customize a plan to meet those needs when you leave the hospital.

The Case Management Department’s functions include:

*Serving as a liaison to your insurance company and management care organization.

*Arranging for homecare and initiating appropriate referrals for services you may need.

*Providing crisis intervention and emotional support.

*Coordinating your care with the treatment team and discussing your discharge options, including arranging rehabilitation or long term care.

*Assisting you with any community resources you may need upon discharge to ensure continuity of care.

Your level of interaction with the nurse case manager and/or social worker depends on your unique healthcare requirements and life situation.

Continued Care After Discharge:

Today patients stay in the hospital only during the acute phase of their illness and may need to continue their next phase of care in another facility or at home.

Long term Acute Care (LTAC):

These small hospitals are designed to meet the needs of medically complex patients not yet ready for a rehabilitation setting. The average stay is 30 days and is covered by Medicare and some commercial payers.

Acute Inpatient Rehabilitation:

This kind of rehabilitation provides three to six hours of intensive therapy per day. Patients must  be evaluated and accepted based on their ability and willingness to participate in therapies and the potential for improvement. A safe and realistic plan for discharge from rehabilitation must be in place prior to being accepted to the facility.

Sub-Acute or Skilled Care (SNF):

Sub-Acute/Skilled Care is usually a short-term stay in a local skilled nursing facility. The rehabilitation site provides two to three hours of therapy per day. Therapy or nursing needs must be medically necessary.

Home Health Care:

Requirements to receive care in the home include homebound status and skilled care needs. The plan is developed after the initial visit to your home. Skilled nursing, home health aid, physical, occupational and speech therapies can be provided in the home.

Hospice Care:

Home Health agencies can provide care for terminally ill patients and their families. A 24 hour caregiver is required for this level of care. Hospice care may include skilled nursing services, social work services, spiritual and bereavement counseling and respite care. Referrals for inpatient hospice care are also available.

Transportation:

While certain types of transportation may not be covered under all insurance plans, ambulance, ambulettes and taxi services can be arranged if needed. The Case Management Department will attempt to obtain authorization for transport.

Community Resources and Medical Equipment:

Case managers can arrange for medical equipment such as home oxygen, commodes, nebulizers, walkers, etc.

All services are subject to insurance approval and benefit availability.

The Case Management staff will work closely with you and your treatment team to guide you safely through the health system and transition you to the next level of care. Our services are free and available to all patients.

We can help you by:

*Coordinating and managing care throughout your stay in the hospital.

*Facilitating discharge planning by identifying your needs and collaborating with you, your family and the treatment team.

*Interacting with your insurance company to obtain required authorizations for treatment and discharge.

Case Management Hours of Operation:

Sunday to Saturday: 8:30am-5:00pm.

For more information please call (201) 383-1904 or visit http://www.hackensackUMCPV.com.

https://pascackmedicalcenter.com/

Disclaimer: This information is from the Pascack Medical Center and I give them full credit for it. Please be in contact with your hospital medical director when you enter so that the game plan can be created. Please call the above number for more information.

 

 

 

 

Posted in Bergen County NJ Programs, Health and Life Support Services, Medicare/Medicaid Programming, Men's Programming, New Jersey Senior Programming, Senior Caregiver Programs, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

My Chart: Pascack Valley Medical Center

Posted in Bergen County NJ Programs, Corporate Programming for the public, Health and Life Support Services, Medicare/Medicaid Programming, Men's Programming, New Jersey Senior Programming, Senior Caregiver Programs, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

Please, Don’t Get Emotional: to scam you, crooks have figured out how to bypass your thinking brain by Doug Shadel

Please, Don’t get emotional: to scam you, crooks have figured out how to bypass your thinking brain

By Doug Shadel

*I found this article in the recent issue of AARP Magazine and thought is was very helpful and useful. There are A LOT of scams going on today because of the COVID-19 and you have to watch yourself more than ever.

I credit Mr. Shadel for this article and give him full credit for the information. I want to thank him for all the insights.

I recently testified as an expert witness in a criminal trial involving an 80 year old woman who lost her entire life savings in a scam. The victim had received a credible looking letter saying she had won $2.8 million in a Spanish lottery. She responded as the letter instructed and was contacted by a personable young man from Jamaica, who confirmed the wonderful news but told her there were a few fees she had to pay before collecting her winnings. In time convinced her to transfer more than one million to win a big prize that, of course, didn’t exist.

When I arrived the night before my testimony, the prosecutor told me that a surprising number of potential jurors had made clear they thought the victim in these types of fraud cases bears some of the responsibility for falling for the crime. With all the warnings in the news about fraud, a target should be “smart enough” to know better, several said while being questioned. My task was to help counter that thinking among the selected jurors, by describing the clever persuasion tactics that scammers use to defraud people and why it is the perpetrator, not the victim, who bears responsibility for the crime.

The prosecutor’s heads up left me in a huff. This all too common blame the victim attitude not only demonstrates a lack of compassion for fraud victims but also a dangerous lack of understanding of how cons work. Put simply, scams are 90% about emotion and 10% about intellect. Which is why “smart” people get defrauded all the time. Among the victims my AARP colleagues and I have interviewed of late are college professors, senior partners in law firms, PhD’s in psychology and even retired judges.

Swindlers are winning the day because they know exactly how to turn off your intellect and put you in an emotional, irrational state of mind (and keep you there). Yet many of us still believe we can “think” our way out of the clutches of an expert scammer.

There is a large body of research in psychology known as affective forecasting; it shows, among other things how humans are horrible at predicting how strong emotions affect our behavior. This lack of self-awareness creates a false notion that you can handle yourself logically in most situations. But generally, this isn’t so.

Con artists know this so fro decades they’ve told us their number on objective is to get the target into a heightened emotional state they refer to as ether. As one convicted swindler told us, just before reporting to prison, “I liked to keep my victims up in the altitude of ether, because if they ever dropped down into the valley of logic, I’d have lost them.”

Ether can cause the thinking part of the brain (the neocortex) to be literally swamped by the emotional part (the amygdala). Think about the first time you fell in love. All you could do was dream about the beloved other, right? Were you thinking clearly? Did you make any dumb mistakes during this period? Now recall a time when someone you love died unexpectedly or you were suddenly fired from a job. Such negative events can also distort your ability to process information clearly. With the thinking part of the brain short-circuited, intelligence no longer matters much.

One of the most commonly used tactics to get victims under the ether is known as phantom riches. A phantom is something you desperately want, though almost never get, like a sudden gift of $2.8 million or the arrival of your dream partner on a dating website. Scammers dangle that phantom in front of victims and made them believe that their dream has finally come true.

This is precisely why there has been an explosion of romance scams over the past few years. Fraudsters flock to dating websites and describe this as “fishing in a barrel” because of all the lonely men and women desperate to find their sole mate online.  I recall interviewing a couple of years ago, a romance scammer who lives in Lagos, Nigeria. I asked him, “How many of the people you targeted online were lonely?” “Every single one of them,” he said.

How do we defend against such blatant manipulations of our emotions? I love the ancient Greek story of The Odyssey, particularly the scene in which the hero, Odysseus, is heading home after the Trojan War and comes upon the Sirens. No one who hears their seductive singing can resist approaching them but all sailors who do so wreck their ships and die.

Odysseus (also called Ulysses) wants to experience the should of the Sirens and survive. So he tells his men to plug their ears and tie him to his ship’s mast to prevent him from impulsively swimming to his death. From this Greek myth comes the modern term “Ulysses pact.” It is a written agreement, usually relating to advance medical directives, that binds patients to a future course of action so they can’t make an ill-advised emotional decision later.

Perhaps we need a Ulysses pact for consumers when it comes to sales pitches and random phone calls. Consider it the money pact: Never make a financial decision at the time you hear the pitch. Always wait 24 to 48 hours. Once your emotions subside, the neocortex’s thinking power kicks in again and you have more than a fighting chance of making the right decision.

*Get notified about the latest scams and receive tips on how to protect yourself at aarp.org/fraudwatchnetwork.

https://www.aarp.org/benefits-discounts/all/fraud-watch-network/

https://www.aarp.org/money/scams-fraud/

https://www.aarp.org/money/scams-fraud/helpline.html

 

Here’s why that’s false:

Weapons of Mass Deception: Scammers use tactics such these to turn off your rational brain and get you to act based on your emotions instead:

*Phantom riches: swindlers dangle an offer of something you deeply want but rarely get-a sweepstakes win for example or a no risk investment with huge returns or your dream lover suddenly appearing.

*Fear: it’s one of the strongest drivers of emotion. Threats of an IRS audit, a prison stay, a total computer meltdown or a grandchild in trouble can spark instant, emotion-driven misjudgments.

*Intimidation: dialings your number 50 or 60 times a day, claiming they know where, even threatening to do bodily harm-scammers today know no boundaries.

*Scarcity: this is the notion that if something is rare, it must be valuable. Con artists pitch three kinds of scarcity: product (only a few exist), time (offer expires at midnight) and winners (only 1 in 5 million win this).

*Source Credibility: scammers will do all they can to convince you they are FBI agents, police, IRS agents or representatives of well-known financial institutions, to wrap the cloak of authority around their operation.

*Commitment:  most people have an innate desire to do what they day they will. So swindlers get you to make a commitment, such as to follow instructions exactly. Later, when you resist, they will accuse you of going back on your word.

*Reciprocity: if I do something for you, it is natural for you to return the favor. Scammers use this cultural norm by granting victims a small favor (often borrowed from the retail world, like free shipping or waived fees) and then asking for a much bigger one in return.

**Please everyone, it is easy to fall for these and please use your best judgement. If it is too good to be true, then it is exactly.

Thank you again Mr. Shadel for this wonderful article I want to share with BergenCountyCaregiver.com readers all over the world.

 

Posted in AARP Programming, Fraud Programming, Legal Assistance Programs, Men's Programming, Senior Caregiver Programs, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

Kessler Rehabilitation Program: Select Medical

Kessler Rehabilitation Program: Select Medical-No Prescription Needed

Did you know that you no longer need a prescription for physical therapy?

It’s called Direct Access and it empowers you to be your own healthcare advocate.

In New Jersey, patients may be evaluated and treated by a licensed physical, occupational or speech therapist without a physician’s prescription.** This means you can start treatment more quickly to restore your strength, regain your skills and reduce any pain.

Getting Physical Therapy first may help you:

*Save Time

*Save Money

*Expedite Treatment

*Avoid Opioids

*Prevent Surgery

Depending on your diagnosis, your Kessler therapist may recommend that you follow up with a physician or other licensed healthcare professional.

**A physician’s prescription may be required for Worker Comp and Motor Injury cases.

Freedom of Choice:

If you physician does give you a referral, you are not obligated to receive physical therapy in any specific facility. You have the right to choose where you want to go.

Kessler Rehabilitation Center offers the following recommendation to help you choose the right provider:

*Insist that your therapy be provided by a licensed physical, occupation or speech therapist. Kessler’s therapists are licensed by the State of New Jersey and may hold advanced certifications.

*If you are receiving treatment from physical therapist assistant (PTA), be sure that he/she is supervised by a licensed physical therapist.

*Find out if the center accepts your insurance. Kessler participates with most insurance plans, which may help to minimize any out of pocket expenses.

*Ask if the center will submit your claims to your insurance company. Kessler does this and will also help you estimate any personal financial responsibilities.

*Check patient reviews and testimonials. Kessler is proud to share the comments our patients provide.

*Learn what accreditations and other recognitions the center has earned. Kessler is accredited by the Joint Commission and CARF, which ensure the highest level of quality and patient safety.

And Remember:

You are the most important member of your healthcare team-and are free to choose the rehabilitation provider that can best help you meet our goals.

For more information:

Kessler Rehabilitation Center

866.33.REHAB/krcinfo@kessler-rehab.com

kessler-pt.com

Some more information provided by:

http://www/moveforwardpt.com/resources/choose.aspx

https://www.kessler-rehab.com/

Disclaimer: This information was taken from the Kessler pamphlet on rehab and I give them full credit for it. Please contact Kessler at the above links for more information on the programs.

Posted in Bergen County NJ Programs, Men's Programming, New Jersey State Program, Senior Caregiver Programs, Senior Rehabilitation Programming, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , , | 1 Comment