VetAssist Program: We change lives-Helping Accessing Aid and Attendance.

VetAssist Program: We change lives-Helping Accessing Aid and Attendance

The VA’s Aid and Attendance benefit is for wartime veterans or their surviving spouses, who meet certain medical and financial requirements.

VA Requirements-3M’s:

*Military Service: Minimum 90 days active duty with at least one day during wartime and an honorable discharge (Gulf War veterans must have served active duty for 2 years or the full period for which they were called for active duty)

*Medical Condition: Non-service-connected disability which requires assistance with activities of daily living.

*Money Limitations: A net worth (income & assets) at or less than $130,773 (as of 12.1.2020). A primary residence and auto are not counted as part of the net worth. Ongoing unreimbursed medical and long-term care expenses may reduce income.

Why we’re unique-3’s:

*Speed: With a VetAssist Program, home care starts promptly before the VA processes your claim and VA funding begins.

*Savings: The VetAssist Program’s interest free loan allows you to pay for home care with NO out-of-pocket costs, BEFORE the VA approves your application.

*Service: Continuing client service ensures you get the quality care you need when you need it. And our compliance monitoring helps you keep your pension and your care.

More than 18 years of experience means peace of mind for you and your loved one.

Our quality home care services include:

*Help with bathing

*Help with dressing

*Companionship

*Light Housekeeping

*Transportation (Where available)

*Transferring to and from bed

*Medication Reminders

*Additional Services-includes help to access other community resources to improve your quality of life.

*Meal Preparation

*Laundry

*Personal Care

*Respite Care

We keep working:

Once your benefit is approved, the VetAssist Program keeps working for you:

*Monitors your home care

*Ensures that you remain in VA compliance for medical expenses

*Provides you community resources for additional assistance

Our Story:

Bonnie Laiderman founded Veterans Home Care in 2003 after watching her mother, Edith, struggle with a terminal illness. Her mother was eligible for military spouse benefits, but sadly Bonnie learned about it too late. After her mother’s death, she realized senior veterans and their families needed help navigating the VA system. Bonnie not only became an expert, but she launched a company that would go on to help more than 19,000 veterans and spouses get the benefits that her mother never received.

If you qualify for our unique VetAssist Program, we can get you the home care you need NOW while the VA reviews your claim.

Our Mission:

To assist veterans, who protected out freedom, to stay in their homes and live with dignity.

Our Programs provided:

*The benefit of over 18 years’ experience to help you accurately submit your application to the VA.

*Expertise in obtaining military and other records required by the VA.

*An interest-free loan to pay for home care NOW

*Quality home care from a contracted provider

*Continuing client services both before and after VA entitlement

*Due diligence in monitoring home care expense to keep you in VA compliance

*Access to on-staff VA-accredited attorney

*Continuity of care to help you remain in your home

Contact us today!

National Referral Number:

1-888-314-6075

Email: info@veteranshomecare.com

Website: http://www.veteranshomecare.com

National Headquarters:

St. Louis, MO 63146

or contact one of our participating home care providers.

*Veterans Home Care and the VetAssist Program are not part of any government agency and are not affiliated with the Department of Veterans Affairs.

Disclaimers: This information was taken directly from the VetAssist Pamphlet, and I give them full credit for this information. Please contact them directly with any questions you have on the program.

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HUD-VASH: Helping Homeless Veterans with Permanent Independent Community-Based Housing

HUD-Vash: Helping Homeless Veterans with Permanent Independent Community Based Housing

Department of Veterans Affairs New York/New Jersey Veterans Integrated Health Care Network 2

What is the HUD-Vash Program?

The HUD-VASH program is a collaboration between the U.S. Department of Housing and Urban Development (HUD) program to help homeless veterans and their immediate families find and maintain affordable, safe and permanent housing in the community.

The primary goal of HUD-VASH is to help veterans and their families successfully move out of homelessness. The program is designed to improve each veteran’s health and mental health and to enhance each veteran’s ability to remain stable, housed and integrated in their local community. This is done using HUD Section 8 “Housing Choice” rental assistance vouchers and VA’s intensive case management services.

Veterans who are admitted to the HUD-VASH program are assigned to a VA case manager for assessment and service planning. Assistance in obtaining the Section 8 voucher is also provided. Veterans continue to work with their assigned case manager for the duration of their time in the program.

Who is Eligible for HUD-VASH?

The HUD-VASH program is for veterans who:

*Are eligible for VA Health Services;

*Are currently and chronically homeless.

*Have a need for ongoing case management because of medical, mental health, substance abuse or other life problems that are now stabilized;

*Have some type of income to pay for their housing.

*Are motivated to improve the quality of their lives by working with a VA case manager and participate in activities that promote independence.

*Note: Veterans and immediate family members subject to a lifetime registration requirement under a state sex offender registration program are not eligible for HUD-VASH because they will not be able to obtain a Section 8 housing voucher.

How are Veterans Admitted to HUD-VASH?

Veterans who are interested in the HUD-VASH program should first contact their local VA homeless program.

A clinician will complete the referral paperwork and send it to the HUD-VASH Admission Team for review. The Admission Team will assess the veteran’s eligibility and need for ongoing case management.

If the veteran is admitted to the program, a case manager will be assigned to begin working with the veteran on a service plan and connection to needed resources. The veteran will also be assisted in obtaining a Section 8 housing voucher and in locating appropriate housing in the community.

Once housed, veterans can expect to have regular ongoing home visits from their VA case manager. The purpose of these visits is to help veterans maintain their housing by addressing problems as they occur.

There is no time limit for being in the HUD-VASH program. However, veterans who refuse VA case management may lose their Section 8 voucher from HUD.

Other Helpful Programs:

Healthcare for Homeless Veterans (HCHV)

This program provides community outreach, case management and a range of other services to help homeless veterans get back on their feet.

Residential Treatment Programs:

These short-term programs provide comprehensive rehabilitation. Based on their goals, veterans are assisted with meeting health and mental health need including vocational services, relapse prevention planning and developing skills for success community integration.

Compensated Work Therapy/Veterans Industries (CWT/VI):

These programs help veterans transition to employment after an extended absence from the work force by providing a short-term supportive work experience at local VA Medical Centers.

Grant & Per Diem (GPD):

This program allows VA to provide grants and per diem payments to assist public and non-profit organizations to establish and operate transitional supportive housing. Veterans can remain in Grant & Per Diem housing for up to 24 months.

Who to Contact:

Lauren Fafulas, LCSW

Donna Hudson, LCSW

MaryAnne Gravianno, LCSW

VA New Jersey

Health Care System

(908) 647-0180 x4090, x4631, x5974

Dennis Libert, LCSW

Robert Wenzel, LCSW

Nita Thaker, LCSW

VA NY Harbor

Health Care System

(718) 526-1000x(212) 686-7500×7706, (718) 439-4350

Jessica Berlin, LCSW

Betsy Wroblewski, LCSW

Nancy Pollock, LCSW

Bronx VAMC

(718) 584-9000 x3798, x1318, x1574

MaryAnn Kelly, LCSW

(631) 261-4400, x4538

Martin O’Connell, LCSW

VA Hudson Valley

Health Care System

(914) 737-4400 x2090

Disclaimer: This information came directly from the Department of Veterans Affairs New Jersey pamphlet, and I give them full credit for the information. Please call the above numbers for more information.

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Check for Safety: A Home fall prevention checklist for older adults

Check for Safety: A home fall prevention checklist for older adults

STEADI: Stopping Elderly Accidents, Deaths & Injuries

Use this checklist to find and fix hazards in your home:

Stairs & Steps (Indoors and Outdoors)

  1. Are there any papers, shoes, books or other objects on the stairs?

*Always keep objects off the stairs.

2. Are some steps broken or uneven?

*Fix Loose or uneven steps.

3. Is there a light and light switch at the top and bottom of the stairs?

*Have an electrician put in an overhead light and light switch at the top and bottom of the stairs. You can get light switches that glow.

4. Has a stairway light bulb burned out?

*Have a friend or family member change the light bulb.

5. Is the carpet on the steps come loose or torn?

*Make sure the carpet is firmly attached to every step or remove the carpet and attach non-slip rubber treads to the stairs.

6. Are the handrails loose or broken? Is there a handrail on only one side of the stairs?

*Fix loose handrails or put in new ones. Make sure handrails are on both sides of the stairs and are as long as the stairs.

Floors:

  1. When you walk through a room, do you have to walk around the furniture?

*Ask someone to move the furniture so your path is clear.

2. Do you have throw rugs on the floor?

*Remove the rugs or use double-sided tape or a non-slip backing so the rugs won’t slip.

3. Are there papers, shoes, books or other objects on the floor?

*Pick up things that are on the floor. Always keep objects off the floor.

4. Do you have to walk over or around wires or cords (like lamp, telephone or extension cords)?

*Coll or tape cords and wires next to the wall so you can’t trip over them. If needed, have an electrician put in another outlet.

Kitchen:

  1. Are things you use often on high shelves?

*Keep things you use often on the lower shelves (about waist high).

2. Is your step stool sturdy?

*If you must use a step stool, get one with a bar to hold on to. Never use a chair as a step stool.

Bedrooms:

  1. Is the light near the bed hard to reach?

*Place a lamp close to the bed where it’s easy to reach.

2. Is the path from your bed to the bathroom dark?

*Put in a nightlight so you can see where you’re walking. Some nightlights go on by themselves after dark.

Bathrooms:

  1. Is the tub or shower floor slippery?

*Put a non-slip rubber mat or self-stick strips on the floor of the tub or shower.

2. Do you some support when you get in and out of the tub or up from the toilet?

*Have grab bars put in next to and inside the tub and next to the toilet.

Contact your local community or senior center for information on exercise, fall prevention programs or options for improving home safety.

For additional information on fall prevention, visit go.usa.gov/xN9XA.

Disclaimer: This information came directly from the CDC STEADI pamphlet on Checking for Safety for Older Adults, and I give them full credit for the information. Please refer to their websites for more information.

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What you can do to prevent falls

What you can do to prevent falls: STEADI (Stopping Elderly Accidents, Deaths & Injuries)

Four things YOU can do to prevent falls:

  1. Talk openly with your healthcare provider about fall risks and prevention.

Tell a provider right away if you fall, worry about falling or feel unsteady. Have your doctor or pharmacist review all the medicines you take, even over the counter medicines. As you get older, the way medicines work in your body can change. Some medicines or combinations of medicines can make you sleepy or dizzy and can cause you to fall. Ask your provider about taking Vitamin D supplements to improve bone, muscle and nerve health.

2. Exercise to improve your balance and strength:

Exercises that improve balance and make your legs stronger, lower you chances of falling. It also helps you feel better and more confident. An example of this kind of exercise is Tai Chi. Lack of exercise leads to weakness and increases your chances of falling.

As your doctor or healthcare provider about the best type of exercise program for you.

3. Have your eyes and feet checked:

Once a year, check your with your eye doctor and update your eyeglasses if needed. You may have a condition like glaucoma or cataracts that limits your vision. Poor vision can increase your chances of falling. Also, have your healthcare provider check your feet once a year. Discuss proper footwear and ask whether seeing a foot specialist is advised.

4. Make your home safer:

*Remove things you can trip over (like papers, books, clothes and shoes) from stairs and places where you walk.

*Remove small throw rugs or use double-sided tape to keep the rugs from slipping.

*Keep items you use often in cabinets you can reach easily without using a step stool.

*Have grab bars put in next to and inside the tub and next to the toilet.

*Use non-slip mats in the bathtub and on shower floors.

*Improve the lighting in your home. As you get older, you need brighter lights to see well. Hang light-weight curtains or shades to reduce glare.

*Have handrails and lights installed on all staircases.

*Wear well-fitting shoes with good support inside and outside the house.

Talk to your doctor about fall prevention.

Many falls can be prevented. By making some changes, you can lower your chances of falling. Four things YOU can do to prevent falls:

*Have your healthcare provider review your medicines.

*Exercise to improve your balance and strength.

*Have your eyes and feet checked.

*Make your home safer.

For more information, contact Centers for Disease Control and Prevention 1-800-CDC-INFO (232-4636) or visit http://www.cdc.gov/steadi

https://www.cdc.gov/falls/index.html

For information about fall prevention, visit go.usa.gov/xN9XA

For more information about hypotension, visit http://www.mayoclinic.com/www.webmd.com

Disclaimer: This information was taken directly from a CDC pamphlet on Falling and I give them full credit for this information. Please call, email and check out their website on fall preventions.

Posted in Centers for Disease Control and Prevention, Disability Programming, Federal Caregiver programs, Health and Life Support Services, Home Care Programs, Men's Programming, Senior Caregiver Programs, Senior Disability Programming, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , | 1 Comment

PSE&G: Home Energy Assessment of your home

PSE&G: Home Energy Assessment of your home

Make all your favorite spaces even more comfortable. A home energy assessment can identify energy-saving opportunities in every room. We’ll help you choose the one that’s right for you.

Take the first step toward improving your home’s energy efficiency. PSE&G offers assessments for every home and every lifestyle. Whichever program you select, you’ll get expert advice and recommendations that could save you between 10% and 20% each year on energy. An energy adviser will take a look at:

  • Insulation Levels
  • Air leakage around windows and doors
  • Lighting and appliances
  • Heating and cooling systems
  • Water heating equipment

You also may be eligible to have energy-efficient products installed at no cost.

Visit pseg.com/HomeAssessments or Call 1-855-846-2895 for more information.

https://homeenergy.pseg.com/assessments

https://nj.pseg.com/saveenergyandmoney/energysavingpage/homeenergyanalyzer

Disclaimer: this information comes directly from a PSE&G flyer, and I give them full credit for the information. Please call them directly for information on the program.

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Low Income Household Water Assistance Program-State of New Jersey (LIHWAP)

Low Income Household Water Assistance Program-State of New Jersey (LIHWAP)

Application period is now open for the LIHWAP:

https://www.nj.gov/governor/news/news/562022/20220302b.shtml

The LIHWAP program, which is funded by the U.S. Department of Health and Human Services, will provide benefits directly to water and wastewater companies on behalf of residential customers. The assistance can be used, in order of priority to:

*Restore services where serves have been terminated and pay reconnection fees and other charges accrued due to a disconnection.

*Avoid service disruption for those residential customers who are in danger of disconnection (i.e., received shut off notices or have past due balances) and to help them afford bill payments going forward and:

*Support those household customers who are current in their bills but might be in danger of falling behind in the near future.

*Priority will also be given to families with elderly or disabled household members and/or with children under the age of five, no matter which category they fall into.

To be eligible for LIHWAP assistance, applicants must be water/wastewater bill holders who are responsible for paying their water and sewer bills directly to the vendors. Also, applicant’s total gross household income must be at or below 60% of the state median income ($6,439 a month for a family of four). The LIHWAP frequently asked questions webpage has additional information about maximum income limits and other items.

Participants in the Low-Income Home Energy Assistance Program (LIHEAP) are automatically eligible for LIHWAP assistance as long as they are water/wastewater bill holders. People can apply online through the DCAid application portal:

https://www.nj.gov/governor/news/news/562022/20220302b.shtml

https://njdca-housing.dynamics365portals.us/lihwapfaq

People who do not have access to computers or the internet can call 1-800-510-3102 to be directed to one of the community action agencies to assist them with starting, completing and submitting an application online.

LIHWAP is one of several programs DCA provides to help New Jersey households in need with basic resources such as housing and heating to promote long term physical well-being. The programs include the Low-Income Home Energy Assistance Program (LIHEAP), which is a federal program that helps households at or below 60% of the state median income ($6,439 a month for a family of four) pay for energy costs (electric, gas, deliverable fuels and those included in rent) and the Universal Service Fund (USF) program, which provides a monthly credit on electric and gas bills for households at or below 400% of the federal poverty level ($8,833 a month for a family of four).

Both programs are actively accepting applications and people can apply through DCAid.

DCA offers a wide range of programs and services, including local government management and finance, affordable housing production, fire safety, building safety, community planning and development and disaster recovery and mitigation.

For more information about DCA: https://www.nj.gov/dca/ or follow the Department on Social media.

Please check the above links for assistance.

Disclaimer: This information was sent over the internet from the NJ State Department of Community Affairs, and I give them full credit for this information. Please consult with the attached websites for more information on these programs.

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COVID 19 Vaccine Quick Facts

COVID-19 Vaccine Quick Facts:

NJ Department of Health

*Protection: Getting vaccinated prevents severe illness, hospitalizations and death from COVID-19 illness.

*Evaluation: COVID-19 vaccines have been carefully tested and evaluated in large clinical trails. Monitoring and evaluation are ongoing.

*Doses: Complete your primary series and get your booster dose for the best protection against COVID-19.

*Side Effects: Pain and swelling may occur where you got the shot. Other side effects may feel like the flu, but they should go away in a day or so.

*Combination: The combination of this vaccination with other precautions will offer the best protection from COVID-19.

*Precautions: Before and after vaccination: wear a mask, physical distance from others, avoid crowds and wash hands often.

https://www.nj.gov/health/

https://covid19.nj.gov/

Disclaimer: This information was taken from the NJ Department of Health COVID-19 awareness pamphlet. I give them full credit for this.

Posted in Bergen County NJ Programs, COVID-19 Information, Health and Life Support Services, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

Three Reasons to Schedule your COVID-19 Booster Today-NJ Health

Three Reasons to Schedule your COVID-19 Booster today-NJ Department of Health

*Protect Yourself-a booster will increase or “boost” your level of protection, which may have gone down since your last COVID-19 vaccine.

*Protect Your Loved Ones-a booster will help to protect you and your loved ones as you gather throughout the year.

*Protect Your Community-Boosters help prevent the spread of COVID-19 and protect your community. If it’s been at least five months since your last shot of Pfizer or Moderna or at least two months since your J&J shot, you are eligible to receive your booster.

Available Boosters:

*Pfizer 12 and older

*Moderna 18 and older

*J&J 18 and older

*Pfizer or Moderna COVID-19 boosters are preferred over COVID-19 boosters in most situations.

COVID-19 boosters are safe, effective and free.

Call Today to schedule your booster, 1-855-568-0545 or visit covid19.nj.gov/vaccine.

https://covid19.nj.gov/pages/vaccine

https://covid19.nj.gov/pages/finder

https://covidvaccine.nj.gov/

Disclaimer: this information was taken directly from the NJ State COVID-19 website pamphlet, and I give the Department of Health and Human Services full credit for this information. Please check out their website when you have a chance.

Posted in COVID-19 Information, Health and Life Support Services, Medicare/Medicaid Programming, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Senior Caregiver Programs, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

How to Avoid a Scam

How to Avoid a Scam

Four signs that it’s a scam

*Scammers pretend to be from an organization you know:

Scammers often pretend to be contacting you on behalf of the government. They might use a real name, like Social Security Administration, the IRS or Medicare of make up a name that sounds official. Some pretend to be from a business you know, like a utility company, a tech company or even a charity asking for donations.

They use technology to change the phone number that appears on your caller ID. So, the name and number you see might not be real.

*Scammers say there’s a problem or a prize:

They might say you’re in trouble with the government. Or you owe money. Or someone in your family had an emergency. Or that there’s a virus on your computer.

Some scammers say there’s a problem with one of your accounts and that you need to verify some information. Others will lie and say you won money in a lottery or sweepstakes but have to pay a fee to get it.

*Scammers pressure you to act immediately.

Scammers want you to act before you have time to think. If you’re on the phone, they might tell you not to hang up so you can’t check out their story.

They might threaten to arrest you, sue you, take away your driver’s or business license or deport you. They might say your computer is about to be corrupted.

*Scammers tell you to pay in a specific way.

They often insist that you pay by sending money through a money transfer company or by putting money on a gift card and then giving them the number on the back. Some will send you a check (that will later turn out to be a fake), tell you to deposit it and then send them money.

What you can do to avoid a scam:

*Block unwanted calls and text messages. Take steps to block unwanted calls and to filter unwanted text messages.

*Don’t give your personal or financial information in response to a request that you didn’t expect. Legitimate organization won’t call, email or text to ask for your personal information, like your Social Security, bank account or credit card numbers.

If you get an email or text message from a company you do business with and you think it’s real, it’s still best not to click on any links. Instead, contact them using a website you know is trustworthy. Or look up their phone number. Don’t call a number they gave you or the number from your called ID.

*Resist the pressure to act immediately.

Legitimate businesses will give you time to make a decision. Anyone who pressures you to pay or give them your personal information is a scammer.

*Know how scammers tell you to pay.

Never pay someone who insists you pay with a gift card or by using a money transfer service. And never deposit a check and send money back to someone.

*Stop and talk to someone you trust.

Before you do anything else, tell someone-a friend, a family member, a neighbor-what happened. Talking about it could help you realize it’s a scam.

Report scams to the FTC. If you were scammed or think you saw a scam, report it to the Federal Trade Commission.

ReportFraud.ftc.gov/Federal Trade Commission

https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc

https://reportfraud.ftc.gov/

Disclaimer: This is information was taken directly from the Federal Trade Commission Fraud Alert pamphlet and I give them full credit for the information. Please check out their website for more information.

Posted in Behavioral Health and Psychiatry Services, Fraud Programming, Men's Programming, Scamming and Fraud Programming, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , | 1 Comment

Home Repair Scams: Federal Trade Commission

Home Repair Scams: Federal Trade Commission

Home Repair Scams

Here’s how they work:

Someone knocks on your door or calls you. They say they can fix your leaky roof, install new windows or provide the latest energy-efficient solar panels. They might find you after a flood, windstorm or other natural disaster. They pressure you to act quickly, might ask you to pay in cash or offer to get you financing.

But here’s what happens next: they run off with your money and never make the repairs. Or they do shoddy repairs that makes things worse. Maybe they even put you in a bad financing agreement that puts your house at risk.

Here’s what you can do:

*Stop. Check it out. Before making home repairs, ask for references, licenses and insurance. Get three written estimates. Don’t start work until you have a signed contract. And don’t pay by cash or wire transfer.

*Pass this information on to a friend. You may see through these scams. But chances are you know someone who could use a friendly reminder.

Want to know more? Sign up for consumer alerts at ftc.gov/subscribe. Pass it on.

Please report scams:

If you spot a scam, please report it to the Federal Trade Commission.

*Call the FTC at 1-877-FTC-Help (1-877-382-4357) or TTY 1-866-653-4261.

*Go online: ftc.gov/complaint

Your report can help protect other people. By reporting fraud, you can help the FTC’s investigators identify the scammers and stop them before they can get someone’s hard-earned money. It really makes a difference.

Federal Trade Commission/ftc/gov/PassItOn.

https://reportfraud.ftc.gov/

https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc

Disclaimer: This information was taken directly from the FTC Fraud Alert pamphlet, and I give them full credit for it. Please check out their website on this.

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