The Best 15 Ways for Seniors to Save $$$

The Best 15 Ways for Seniors to Save $$$

Bergen ADRC (1-877-222-3737)

The Best 15 Ways For Seniors To Save $$$

1. Senior Discount/Reduced Fare for NJ Transit Bus & Rail

Seniors age 62 years or people who have been determined disabled are eligible to pay no more than one-half the regular one way fare on all intrastate bus and rail routes and most interstate bus and rail routes into adjacent states. Call the Division of Senior Services (If you have a Medicare card you should not apply and should use your Medicare card to receive reduced fares).

Phone: (201) 336-7400 & (973) 378-6401

2. Supplemental Security Income (SSI)

Must be 65 years of age, blind or have a disability and have limited assets. There are income eligibility requirements.

Phone: (1-800) 772-1213

3. Home Energy Assistance Program (HEAP)
Bergen County Community Action Program (BCCAP)
241 Moore Street, Hackensack, NJ 07601
Helps low income people meet heating and cooling costs (i.e. heating and cooling assistance). Assists eligible households with high energy bills. Other assistance includes: weatherization, insulation, storm windows/doors. caulking. etc.

Phone: (201) 968-0200 ext. 7008 or (201) 488-5100

4. New Jersey Care/Qualified Medicare Beneficiary (QMB)

Residents of NJ who are 65 years of age or older, blind or permanently and totally disabled as defined by Social Security Administration. May be eligible for this Special Medicare Program. You must meet income and resource guidelines. The program provides complete Medicaid coverage to eligible people, including payment of Medicare Part B premium.
*NOTE: Qualified Medicare Beneficiary Program (QMB)-To qualify for QMB Program, you must be receiving Medicare Parts A and B. QMB pays Medicare Part A premium, if you are required to pay for it. Call above number to inquire about coverage, i.e. covered services etc. (*Use the term “New Jersey Care” when inquiring about QMB coverage).

Phone: (1-800)-792-9745

MEDICAID (Regional Office)
65 Hamilton Street, 5th Floor, Paterson, NJ 07505

Phone: (973) 977-4077

Bergen County Board of Social Services
216 Route 17 North, Building A, Rochelle Park, NJ 07662

Provides information on special Medicaid programs i.e. NJ Care, Medically Needy etc. and institutional Medicaid for nursing homes.

Communications Lifeline Service/Link-Up America
c/o Bergen County Board of Social Services
210 Route 17 North Building A Rochelle Park, NJ 07662
Affordable telephone service for qualified low-income residential customers or discount on telephone connection charges. (Only eligible if you receive benefits from TANF, PAAD, Lifeline Utility Credit, Food Stamps, SSI/Medicaid, HEAP or general assistance).

Phone: (201) 368-4200 or 1-800-427-9977 (Verizon)

Catholic Community Services
Parish Access Center
425 Paramus Road Paramus, NJ 07652
Information and Assistance on food referrals, (i.e. food pantries, etc.)

Phone: (201) 689-6200 or (201) 689-6209

Center for Food Action
192 Demarest Avenue, Englewood, NJ 07652
(There are other offices throughout the county)

Operates the Statewide Emergency Food and Anti Hunger Network (SEFAN) which works as a clearinghouse for information, training and technical assistance to other emergency food providers. Clients must be referred by a social service agency or a clergy person (Note: Emergency utility assistance and housing assistance are also available to prevent homelessness. Emergency utility assistance for those who have received shut-off notices may be available).

Phone: (201) 569-1804

Food Stamp Program
Bergen County Board of Social Services
216 Route 17 North, Building A Rochelle Park, NJ 07662

Phone: (201) 368-4355

Salvation Army
436 Union Street Hackensack, NJ 07601

Food Pantry; serves lunch during the week and on Sundays for those in need.

(201) 342-6531

CHORE Program
Volunteer Center of Bergen County
64 Passaic Street, Hackensack, NJ 07601

SAVE $$$ on minor home repairs. Make minor household repairs without charge (except for materials) Volunteer run program. *No Emergencies

Phone: (201) 489-7790

PSE&G
HELP SAVE $$$ ON HEATING BILLS. E-Team Partners: A free service sponsored to help you save energy and energy dollars. Call to find out eligibility requirements to qualify for this service. (May also be eligible for energy saving measures such as wall insulation, draft seal-up, digital thermostat, water saving devices, etc.)

Phone: (1-888) 773-8326

New Jersey Board of Public Utilities
2 Gateway Center, Newark, NJ 07102

Winter Termination Program: Prevents qualified customers who participate in the Lineline, Home Energy Assistance Program (HEAP), SSI, PAAD, TANF or welfare programs from having their gas or electric disconnected during the winter months. (*A good faith payment must be made to participate in this program). Call the above number to inquire about eligibility requirements for this program.

Phone: (1-800) 624-0241

Shared Housing:
Women’s Rights Information Center
108 West Palisade Avenue, Englewood, NJ 07631

Shared housing is a transitional housing arrangement for some; for others, it in be a permanent arrangement.

Phone: (201) 568-3942

Disclaimer: This information has been taken directly from the County of . Bergen information sheet and may have changed. I have not used any of these services so I have no opinion yes or no to how good they are individually. Please call the above numbers for more information.

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About jwatrel

I am a free-lance writer and Blogger. I am the author of the book "Firehouse 101" (IUniverse.com 2005) part of trilogy of books centered in New York City. My next book "Love Triangles" is finished being edited and should be ready for release in the Fall. My latest book, "Dinner at Midnight", a thriller is on its last chapter. My long awaited book explains the loss of the 2004 Yankee game to Boston. I work as a Consultant, Adjunct College Professor, Volunteer Fireman and Ambulance member and Blogger. I have a blog site for caregivers called 'bergencountycaregiver', a step by step survival guide to all you wonderful folks taking care of your loved ones, a walking project to walk every block, both sides, of the island of Manhattan "MywalkinManhattan" and discuss what I see and find on the streets of New York and three sites to accompany it. One is an arts site called "Visiting a Museum", where I showcase small museums, historical sites and parks that are off the beaten track both in Manhattan and outside the city to cross reference with "MywalkinManhattan" blog site. Another is "DiningonaShoeStringNYC", featuring small restaurants I have found on my travels in this project, that offer wonderful meals for $10.00 and under. So be on the lookout for updates on all three sites and enjoy 'MywalkinManhattan'. The third is my latest site, "LittleShoponMainStreet", which showcases all the unique and independent shops that I have found on my travels throughout and around Manhattan. I have started two new blog sites for the fire department, one "EngineOneHasbrouck HeightsFireDepartmentnj" for the Hasbrouck Heights Fire Department to discuss what our Engine Company is doing and the other is "BergenCountyFireman'sHomeAssociation" for the Bergen County Fireman's Association, which fire fighters from Bergen County, NJ, go to the Fireman's Home in Boonton, NJ to bring entertainment and cheer to our fellow brother fire fighters quarterly.
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