New Jersey Citizen Action: Homeownership & Foreclosure Counseling

New Jersey Citizen Action: Homeownership & Foreclosure Counseling

*Pre-purchase counseling for first-time homebuyers.

*General credit and debt counseling

*Home improvement counseling

*Crisis/foreclosure prevention counseling

*Predatory lending counseling for victims of fraud

Call NJCA at 1-800-NJ OWNER (1-800-656-9637) or visit us online at http://www.njcitizenaction.org.

NJCA’s Homeownership Counseling Program

NJCA Counselors will meet with you to discuss:

*How to repair your credit

*How to make a decision to purchase a home

*How to set up a personal budget for you and your family

*How much you can afford to pay for your house

*How to find the right mortgage at a discounted interest rate

*How to manage issue that may arise during home ownership

New Jersey Citizen Action provides:

Free one-on-one personal counseling

Extensive counseling to get you ready for the mortgage process

Information on and access to affordable mortgage products and down payment assistance

Assistance in making mortgage applications

An advocate to assist your through the homebuying process

Counseling Center Locations: Cherry Hill, Highland Park, Rahway, Newark, Passaic and Jersey City

What do I bring to my appointment?

-Income documentation: last three pay stubs

-Monthly expenses: all credit cards, personal loans, car loans, etc. all payments which you make each month.

-Last three bank statements for all savings or checking accounts

-Last two-years tax returns for all applicants

-Credit report fee for all applications (if applicable)

New Jersey Citizen Action (NJCA) is a statewide nonprofit organization that educates and mobilizes individuals and families around social, racial and economic justice issues, using a combination of issue advocacy, organizing and free financial services.

New Jersey Citizen Action Education Fund (NJCAEF) is a statewide 501(c) (3) nonprofit organization founded in 1983. NJCAEF promotes the empowerment of low-and moderate-income individuals and families through research, education and training around public policy issues. We also provide free financial empowerment programs and services.

Each year, Citizen Action serves over 13,000 individuals and families across the state, providing free HUD-certified homeownership counseling, tax preparation, financial education, financial coaching, fair housing education, outreach & testing and one-on-one healthcare enrollment assistance.

Disclaimer: This information was taken directly from the New Jersey Citizen Action pamphlet and I give them full credit for it. Please call the above number for more information.

 

 

Advertisements

About jwatrel

I am a free-lance writer and Blogger. I am the author of the book "Firehouse 101" (IUniverse.com 2005) part of trilogy of books centered in New York City. My next book "Love Triangles" is finished being edited and should be ready for release in the Fall. My latest book, "Dinner at Midnight", a thriller is on its last chapter. My long awaited book explains the loss of the 2004 Yankee game to Boston. I work as a Consultant, Adjunct College Professor, Volunteer Fireman and Ambulance member and Blogger. I have a blog site for caregivers called 'bergencountycaregiver', a step by step survival guide to all you wonderful folks taking care of your loved ones, a walking project to walk every block, both sides, of the island of Manhattan "MywalkinManhattan" and discuss what I see and find on the streets of New York and three sites to accompany it. One is an arts site called "Visiting a Museum", where I showcase small museums, historical sites and parks that are off the beaten track both in Manhattan and outside the city to cross reference with "MywalkinManhattan" blog site. Another is "DiningonaShoeStringNYC", featuring small restaurants I have found on my travels in this project, that offer wonderful meals for $10.00 and under. So be on the lookout for updates on all three sites and enjoy 'MywalkinManhattan'. The third is my latest site, "LittleShoponMainStreet", which showcases all the unique and independent shops that I have found on my travels throughout and around Manhattan. I have started two new blog sites for the fire department, one "EngineOneHasbrouck HeightsFireDepartmentnj" for the Hasbrouck Heights Fire Department to discuss what our Engine Company is doing and the other is "BergenCountyFireman'sHomeAssociation" for the Bergen County Fireman's Association, which fire fighters from Bergen County, NJ, go to the Fireman's Home in Boonton, NJ to bring entertainment and cheer to our fellow brother fire fighters quarterly.
This entry was posted in Uncategorized. Bookmark the permalink.

One Response to New Jersey Citizen Action: Homeownership & Foreclosure Counseling

  1. jwatrel says:

    Please call the above number for more information.

    Liked by 1 person

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s