New Jersey Citizen Action: Homeownership & Foreclosure Counseling

Posted on November 28, 2018 by jwatrel

New Jersey Citizen Action: Homeownership & Foreclosure Counseling

*Pre-purchase counseling for first-time homebuyers.

*General credit and debt counseling

*Home improvement counseling

*Crisis/foreclosure prevention counseling

*Predatory lending counseling for victims of fraud

Call NJCA at 1-800-NJ OWNER (1-800-656-9637) or visit us online at http://www.njcitizenaction.org.

NJCA’s Homeownership Counseling Program

NJCA Counselors will meet with you to discuss:

*How to repair your credit

*How to make a decision to purchase a home

*How to set up a personal budget for you and your family

*How much you can afford to pay for your house

*How to find the right mortgage at a discounted interest rate

*How to manage issue that may arise during home ownership

New Jersey Citizen Action provides:

Free one-on-one personal counseling

Extensive counseling to get you ready for the mortgage process

Information on and access to affordable mortgage products and down payment assistance

Assistance in making mortgage applications

An advocate to assist your through the homebuying process

Counseling Center Locations: Cherry Hill, Highland Park, Rahway, Newark, Passaic and Jersey City

What do I bring to my appointment?

-Income documentation: last three pay stubs

-Monthly expenses: all credit cards, personal loans, car loans, etc. all payments which you make each month.

-Last three bank statements for all savings or checking accounts

-Last two-years tax returns for all applicants

-Credit report fee for all applications (if applicable)

New Jersey Citizen Action (NJCA) is a statewide nonprofit organization that educates and mobilizes individuals and families around social, racial and economic justice issues, using a combination of issue advocacy, organizing and free financial services.

New Jersey Citizen Action Education Fund (NJCAEF) is a statewide 501(c) (3) nonprofit organization founded in 1983. NJCAEF promotes the empowerment of low-and moderate-income individuals and families through research, education and training around public policy issues. We also provide free financial empowerment programs and services.

Each year, Citizen Action serves over 13,000 individuals and families across the state, providing free HUD-certified homeownership counseling, tax preparation, financial education, financial coaching, fair housing education, outreach & testing and one-on-one healthcare enrollment assistance.

Disclaimer: This information was taken directly from the New Jersey Citizen Action pamphlet and I give them full credit for it. Please call the above number for more information.

 

 

Posted in Bergen County NJ Programs, Estate Planning Programming, Fraud Programming, Home Care Programs, Home Improvement & Care Programs, Housing Programs, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Senior Caregiver Programs, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

Obesity: A War you can Win

Posted on November 28, 2018 by jwatrel

Obesity: A War you can Win

Is your weight threatening your health? Have you tried other methods without results? Long-term wight loss that works for life.

Many people today are affected by severe obesity-weighing more than 100 pounds over their ideal weight-that threatens their health. Obesity can cause very serious health problems like heart disease, type 2 diabetes, high blood pressure, sleep apnea, respiratory illness, depression and even infertility.

Did you know?

Studies show that weight loss surgery can reverse and even cure type 2 diabetes caused by obesity. Type 2 diabetes affects more than eight percent of obese Americans and is a major cause of heart disease, strokes and kidney failure.

The best route to your health goals:

At The Center for Bariatric Surgery at HackensackUMC at Pascack Valley, our team of obesity experts includes cardiologists, pulmonologists, endocrinologists, dietitians, and behavioral health specialists who work with you to determine the best route toward your health goals.

*Our obesity experts help to educate and evaluate every patient before surgery and offer excellent follow-up care and education after your procedure.

*Every patient receives the highest level of care with personal attention and expert guidance to make your journey toward a heal their life as successful as possible.

Bariatric Surgery Procedures offered:

Laparoscopic Adjustable Gastric Band (Lap-Band): this procedure is considered the least invasive offers the fastest recovery time and is completely reversible. A silicone band restricts the passageway into the stomach to limit the amount of food you can consume.

Laparoscopic Sleeve Gastrectomy: this type of surgery yields impressive weight loss results and helps to treat morbid obesity and obesity co-morbidities through food restriction and a decrease in Ghrelin, an appetite stimulant hormone.

Laparoscopic Roux-en-Y Gastric Bypass: this procedure permanently alters both the stomach and intestines to reduce the amount of food that can be digested and absorbed.

*Do you struggle with severe obesity that threatens your health?

*Do you suffer from poor self-esteem or depression because of your weight?

*Have you tried traditional weight loss methods like diet, weight loss pills and exercise-without any lasting results?

There have been many scientific studies that show these methods don’t work for the vast majority of people with severe weight issues. But there is a way to achieve long-term weight loss that works for life. It’s called barbaric surgery and it’s available right here at The Center for Bariatric Surgery at HackensackUMC at Pascack Valley.

At the Center for Bariatric Surgery at HackensackUMC at Pascack Valley, every patient received the highest level of care, before, during and after surgery.

We provide each patient with personal attention and expert guidance to make their journey toward a new, healthier life as successful as possible.

*World-class obesity experts & surgeons.

*Patient-Focused Program

*Free Support Groups

*Dietary Support

*All private rooms

*Complimentary valet parking

To find out more about weight loss that works for life call (201) 781-1380.

To learn about upcoming weight loss seminars, visit hackensackumcpv.com/weightloss.

Hackensack for Bariatric Surgery HackensackUMC at Pascack Valley

250 Old Hook Road

Westwood, NJ  07675

Disclaimer: This information was taken directly from the HackensackUMC Obesity pamphlet and I give them full credit for the information. Please call the above number for more information.

Posted in Bergen County NJ Programs, Food and Nutrition Programming, Health and Life Support Services, High Blood Pressure programming, Men's Programming, New York City Senior Programming, Obesity Programs, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , | 1 Comment

New Jersey Support Coordination: Caregivers of New Jersey

Posted on November 27, 2018 by jwatrel

New Jersey Support Coordination: Caregivers of New Jersey

Choose NJ Support Coordination

NJ Support Coordination is a leader in assisting families with gaining access to needed programs and services. Out staff has been involved with support coordination since its introduction and has been facilitating self-direction for over 20 years.

How can we help you with support coordination?

Person Centered: Using a Person Centered team approach, support coordination honors your hopes and dreams.

Unique Planning Process: We facilitate an individualized planning process, that helps you make informed choices when choosing your ‘destination’ and what ‘route’ you want to take to get there.

Connecting to Services: We can walk you through the process of self-direction and connect with you to services.

Call us today: 877-265-6360

http://www.njsupportcoordination.org

http://www.njcaregivers.org

The Family Resource Network

Disclaimer: This information was taken directly from the New Jersey Support Coordination Caregivers of New Jersey Pamphlet and I give them full credit on the information. Please call or email the above numbers for more information.

Posted in Bergen County NJ Programs, Career Programming for people with disabilities, Disability Programming, Food and Nutrition Programming, Health and Life Support Services, Home Care Programs, Men's Programming, New Jersey Senior Programming, New Jersey State Program, Senior Caregiver Programs, Senior Disability Programming, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

Heel Pain: Most commonly asked Questions

Posted on November 27, 2018 by jwatrel

Heel Pain: Most Commonly asked Questions

Many people complain of heel pain that is worse with the first step in the morning. What is the usual cause of this?

Pain that increases with the first step in the morning and then decreases as the day goes on is usually associated with a heel spur. This is caused by a foot that flattens excessively. There is a tendon that is on the bottom of the foot, which runs from the heel to the toes (called the Plantarfascia). The function of this tendon is to assist in pulling the arch up once it comes down. If the person’s foot flattens excessively this tendon is torn. These are usually very small tears that begin to heal overnight. When taking the first step in the morning this tendon re-tears. Inflammation and calcification of this area leads to the formation of a point of bone called a heel spur.

What are the treatments for heel spurs?

The treatment consists of initially ruling out other possible causes for heel pain, such as a stress fracture. This is done with the use of an X-ray. The arch is the taped to prevent any stress on the plantar tendon. The patient is allowed to walk for several days and the re-evaluated. If the patient responds with 70% to 80% improvement from this taping, chances are good that a properly fitted orthotic will alleviate their discomfort. If they do not respond well, several cortisone injections may be utilized to calm this area. Once the heel pain is calmed, a properly fitted orthotic will then be utilized.

This information is given to you in the interest of better foot health. Please share this information with friends and family. For more information, call (201) 261-9445.

NJ Foot and Ankle Centers

550 Kinderkamack Road, Suite 202

Oradell, NJ  07649

Disclaimer: This information was directly from the NJ Foot and Ankle Centers pamphlet and I give them full credit for it. Please call the above number for more information on the subject.

Posted in Disability Programming, Health and Life Support Services, Men's Programming, New Jersey Senior Programming, New York City Senior Programming, Senior Caregiver Programs, Senior Disability Programming, Senior Rehabilitation Programming, Senior Services, Support Services for Seniors, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , | 1 Comment

Senior Source: The Shops at Riverside Hackensack, NJ 07601

Posted on November 27, 2018 by jwatrel

Senior Source: The Shops at Riverside

Hackensack, NJ  07601

“A Place for Seniors to Call Their Own”

What is Senior Source? A new and unique form of socialization and education founded on the well-being of Seniors, their families and service providers. The Shops at Riverside backdrop, combined with an evolving program driven by the needs and requests of the Senior Community and their children, makes Senior Source a stimulating and necessary destination.

Relax, learn and grow at no expense, in a comfortable and empowering environment infused with activities, speaking engagements, education, food and fun.

Available resources include:

*Assisted Living Facilities

*Residential Property Maintenance

*Medical

*Insurance

*Long Term Care

*Financial Planning

*Lifetime Annuity

*Elder Law

*Legal Services

*Estate Planning

*In-Home Medical & Non-Medical Services

*Alzheimer’s and Dementia

For More Information: Stop in and speak with our staff or visit our website at http://www.seniorsourcenj.org or call (201) 342-0962.

Disclaimer: This information was taken directly from the Senior Source pamphlet and I give them full credit for it. Please call or email the above numbers for detail on the program. I have never used the service so I have no opinion on it yes or no to how good it is so please call for more details.

Posted in Bergen County NJ Programs, Career Programming for people with disabilities, Disability Programming, Health and Life Support Services, Men's Programming, New Jersey Senior Programming, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

9th Avenue Deli & Organic Foods 480 9th Avenue@37th Street New York, NY 100

Posted on November 5, 2018 by jwatrel

via (Junior’s) AM-PM Deli & Organic Foods 480 9th Avenue@37th Street New York, NY 100

Bacon, Egg and Cheese sandwich

Don’t miss this great deli on 9th Avenue.

Posted in Uncategorized | Leave a comment

Adolescent Medicine: Joseph M. Sanzari Children’s Hospital

Posted on October 31, 2018 by jwatrel

Adolescent Medicine: Joseph M. Sanzari Children’s Hospital HackensackUMC

30 Prospect Avenue

WFAN Pediatric Center, 3rd Floor

Hackensack, NJ  07601

Phone: (551) 996-2237

Fax: (551) 996-5397

kids.HackensackUMC.org

Adolescent Medicine at the Joseph M. Sanzari Children’s Hospital HackensackUMC.

Our program offers a welcoming environment for adolescents and their families to receive specialized care.

Adolescent Medicine at the Joseph M. Sanzari Children’s Hospital offers teens and young adults 12-21 years the highest quality, age-appropriate clinical care. Our board-certified adolescent medicine specialist provides consultations in adolescent gynecology, menstrual disorders, eating disorders, eating disorders and mental health screening.

Our goal is to provide comprehensive health screening and consultation to keep our adolescents healthy with compassionate care and health promoting education. As adolescents take more responsibility for their own health care, they seek understanding and confidentiality. That’s precisely what we provide while remaining committed to fostering communication with parents and families.

Our pediatric outpatient adolescent medicine team is comprised of a board-certified physician. Magnet-award winning nurses, social workers, certified medical assistants and administrate staff who comprise out dedicated children’s hospital team.

Adolescent Medicine Services

We will partner with your pediatrician or primary care physician to provide consultation and treatment for the following services.

Eating disorders:

*Evaluation of potential eating disorder

*Medical management of eating disorders

Adolescent Gynecology:

*Irregular menstrual periods

*Lack of menstrual periods

*Heavy menstrual bleeding

*Painful menstrual periods

Sexually transmitted diseases

Comprehensive contraceptive counseling:

*Birth Control

*IUD and contraceptive implant services

Mental Health

*Depression screening anxiety screening

Substance use

Puberty evaluation

Breast masses or disorders

Disclaimer: This information was taken directly from the Children’s Hospital of Hackensack pamphlet and I give them full credit for the information. Please call the above numbers for more information.

Posted in Bergen County NJ Programs, Child Program Services, Drug Assistance Programming, Health and Life Support Services, New Jersey Children's Programs, New York Children's Program, Uncategorized | Tagged , , , , , , , , , , , , , , | 1 Comment

People for Animals: Spray/Neuter Clinic & Rescue

Posted on October 31, 2018 by jwatrel

People for Animals: Spray/Neuter Clinic & Rescue

Low-Cost Spray/Neuter for Dogs and Cats

401 Hillside Avenue, Hillside, NJ  07205 (609) 282-0890

1 Sharon Road, Robbinsville, NJ  08691  (609) 208-3252

1200 No Delsea Drive, Clayton, NJ  08312

Mobile Unit- (973) 529-4643

http://www.pfaonline.org

Health Benefits of Spay/Neuter

Spaying by 6 months of age is the best way to ensure your pet does not have an unplanned pregnancy and will reap the most health benefits from spay/neuter.

Pyometra-1 in 4 female dogs develop a life-threatening uterine infection or ‘pyometra’ during their lifetime. Spaying before the first heat prevents this.

Cancer-The serious & expensive possibility that your pet will develop cancer or tumors of the reproductive organs is completely eliminated because these organs are removed. Spaying before the first heat nearly eliminates the chance your  pet will develop mammary (breast) cancer. Mammary cancer is often fatal since it frequently spreads to the lungs.

Heat/Pregnancy-During a heat cycle, your pet can become pregnant. After spaying, your pet will no longer go into heat, eliminating the mess and discomfort of living with an animal in heat. Spaying also prevents the possibility of pregnancy and the dangers associated with giving birth.

Please call the office for services and prices.

Disclaimer: This information was taken directly from the People for Animals pamphlet and I give them full credit. Please call the People for Animals for more services and prices. They do vary and change. I have never used the service so I have no opinion either yes or no to how good it is.

Posted in Bergen County NJ Programs, Pet & Animal Programming, Uncategorized | Tagged , , , , , , , , , , , , , , | 1 Comment

Spring House Halfway House for Women Bergen County New Jersey, Department of Health Services

Posted on October 31, 2018 by jwatrel

Spring House Halfway House for Women

Bergen County New Jersey

Department of Health Services

Paramus, NJ 07652

Phone: (201) 634-2900

Fax: (201) 261-5087

An Introduction to Spring House

Spring House is Bergen County’s halfway house for women recovering from alcohol and substance abuse. This newly renovated county-funded facility is located on the grounds of Bergen Regional Medical Center in Paramus.

Spring House was established in 1978 through the efforts of a group of Bergen County residents. Since then, more than 1,800  women have called Spring House their temporary home. Today, under the direction of the Bergen County Department of Health Services, Spring House can accommodate up to 33 residents.

Spring House is a residential treatment facility providing a confidential and structured environment for recovery. The program is staffed 24 hours a day by certified and trained addiction and mental health specialists.

Spring House combines the traditional 12 step approach with individual treatment. This treatment includes group and one on one counseling, family counseling and self-help meetings. Spring House is unique in that it also provides clients with professional educational and vocation assessment and training.

Residents of Spring House have participated in Bergen County funded job training. Some have received scholarships from local charitable organizations to attend private schools and job training programs. They also receive assistance in finding employment and housing, enabling them to transition into the community as a sober, healthy, productive member of society.

All Spring House services are offered in a caring and supportive environment. Upon successful completion of the program, residents can participate in aftercare and the alumnae association.

The Spring House 3 Level System:

Level 1: is geared specifically for assisting clients with becoming behaviorally appropriate, learning facility rules and regulations and integrating in to the residential environment.

Level 2: is geared toward assisting clients with addressing their core-therapeutic issues while they are simultaneously supported as they integrate in to the AA 12 step Community.

Level 3: is primarily for clients who are work and/or school ready. In this phase of the program, residents are supported and encouraged as they integrate in to the community and prepare independent living.

Services Provided:

Spring House offers a wide range of services including but not limited to the following:

Weekly Individual Counseling Sessions

Daily Groups

Family & Couples Counseling

Family Education

Comprehensive Case Management Services

Medication Monitoring

Academic Testing and Referral

Academic Tutoring

Transportation

Alumni Events & Gatherings

Therapeutic & Didactic Groups

Spring House provides a broad range of didactic and therapeutic groups including the following:

*Relapse Education

*Sexual Abuse Survivors

*AA Big Book and 12 Step Study

*Grief & Loss

*Family Issues

*Young & Sober (Tailored to the 18-25 year old population)

*Nutrition and Food Addictions

*Psychodrama

*General Psychotherapy

*Yoga

*Spirituality

*Meditation

*Recreational Therapy

*Living Skills

*Health Education provided by our onsite RN

*Medication Monitoring & Support Group

*Drug Court Support Group

*Art Therapy

Eligibility for Admissions:

*To be considered for admission to Spring House, clients must:

*Be 18 years of age or older.

*Have a primary diagnosis of alcoholism or substance abuse.

*Have had prior treatment for alcohol and or substance abuse.

*Be alcohol-free and abstinent from addictive substances.

*Be eligible for employment and eventually be able to be self-supporting.

*Have medical and psychiatric clearance for halfway house level of care.

Clients may be referred from alcohol rehabilitation centers or hospitals (both inpatient and outpatient) self-help groups, families and the community at large. Clients are also referred to Spring House through the state welfare-to-work program, Work First New Jersey and Drug Court.

Priority for admission is given to Bergen County residents who meet the criteria for halfway house level care. Those taking psychotropic medication are evaluated on a case by case basis for admission to the program.

To request a pre-admission interview, please call (201) 634-2900 weekdays during normal business hours.

Community Support Welcome:

The Spring House Alumnae Association is a group of former residents dedicated to the continuing work of Spring House. Alumnae devote time and energy to support Spring House residents as they transition back into the community. They visit residents, serving as mentors for recovery and raise money for special events.

If you would like to make a donation or further information the Alumnae Association, please call (201) 261-3582.

Disclaimer: This information was taken directly from the Spring House pamphlet and I give them full credit for the information. Please call them directly for more information. I have never used the service so I have no opinion on it either good or bad.

Posted in Bergen County NJ Programs, Drug and Alcohol Abuse Programs, Drug Assistance Programming, Health and Life Support Services, Homeless Service Programs, Housing Programs, New Jersey Senior Programming, Senior Caregiver Programs, Senior Services, Uncategorized, Woman's Programming | Tagged , , , , , , , , , , , , , , | 1 Comment

Home Again: A lost pet’s best chance/Don’t Skip the Chip

Posted on September 21, 2018 by jwatrel

Home Again: A lost pet’s best chance/Don’t skip the Chip!

Young or old, dog or cat, any pet can get lost. Help your’s return home.

Over two million micro-chipped pets have returned home with the HomeAgain Pet Recovery Service. Don’t skip the chip! Learn why you should microchip your pet today.

http://www.homeagain.com

1-888-466-3242

A Home Again microchip may be the most important gift you give your pet.

Why is a Microchip important?

Pets get lost every day. In fact, one out of every three pets will go missing during its lifetime. Without proper ID, up to 90% of these pets never return home:

*One out of every two lost dogs and one out of every three cats with registered microchips return home.

What is a microchip?

*A microchip is a safe, permanent way to identify a lost pet.

*A microchip is smaller than a grain of rice and can be placed under your pet’s skin without surgery.

*Microchips do not hurt your pet. The procedure is simple and similar to administering a vaccine or a routine shot.

*Microchips are more reliable than a collar or tag because they cannot fall off or get lost.

How HomeAgain Pet Recovery Works:

  1. Microchip your pet with a HomeAgain microchip.
  2. Connect your contact information to your pet’s microchip ID number at http://www.homeagain.com

*Register your pet’s microchip ID number in the HomeAgain National Pet Recovery Database. You, the clinic or shelter can do this. Check with the clinic or shelter to see if the microchip has already been registered.

*Complete your HomeAgain personal profile to ensure your pet’s unique microchip ID number is linked to your contact information-include your pet’s information and photo to assist in identification.

*Update your information if you move or if your phone number changes, so you can always be contacted if your lost pet is found. It’s free to update your contact information at any time.

3. Recover your lost pet: If your lost pet is found, the clinic or shelter will scan and ‘read’ your pet’s microchip ID number and contact you.

Pet’s with any brand of microchip can still be registered with HomeAgain!

http://www.homeagain.com

HomeAgain offers the essentials for pet recovery and safety

With a HomeAgain microchip, your pet gets:

*Lifetime registration in the HomeAgain National Pet Recovery Database!

*One year of HomeAgain membership benefits FREE, renewable annually (see below)

*And free updates in the HomeAgain National Pet Recovery Database

HomeAgain National Pet Recovery Database:

Every pet with a registered HomeAgain microchip has a permanent listing in our National Pet Recovery Database. Be sure to complete your profile with your contact information, emergency contacts, your pet’s photo and any additional details about your pet.

HomeAgain Membership Benefits: After the first year, renew membership benefits annually.

*24/7 Lost Pet Specialist: HomeAgain Lost Pet Specialist are trained to respond to lost pet emergencies by quickly sending rapid Lost Pet Alerts and providing you with a list of animal shelters and veterinary clinics in your area to contact. They are also available to help manage your account and other related needs.

*Rapid Lost Pet alerts and personalized Lost Pet Posters: Dedicated Recovery Specialists send rapid Lost Pet Alerts to the HomeAgain Pet Recovery Network of volunteer veterinarians, shelters and Pet Rescues in the area where your pet went missing. You can also create a Lost Pet Poster on the HomeAgain website to begin your search promptly.

*24/7 Emergency Medical Hotline (a $65 value per call): Annual HomeAgain membership includes FREE, anytime telephone assistance provided by licensed ASPCA veterinarians.

*Found Pet Travel Assistance: HomeAgain offers complete protection when your lost cat or dog has traveled over 500 miles away. Up to $500 of travel expenses are covered to get your pet back home.

Don’t Skip the Chip: A microchip can help reunite you with your pet. Bring your pet HomeAgain!

Microchip your pet today:

*Without proper ID, 90% of lost pets never return home.

*Microchips are a safe, permanent method of pet ID.

*HomeAgain has reunited over 2,000,000 pets with their families.

HomeAgain: A lost pet’s best chance: For love of safety-learn more about HomeAgain and its membership benefits at http://www.homeagain.com. Part of Merck Animal Health.

Disclaimer: This information comes directly from the HomeAgain pamphlet by Merck Animal Health and I give them full credit on the information. Please call them directly for more information on the program.

Posted in Pet & Animal Programming, Uncategorized | Tagged , , , , , , , , , , , , , , | 1 Comment